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Justice FCU Visa Platinum® Rewards Credit Card

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To join Justice FCU and apply for this card you must either work in or be a family member of somebody who works in the homeland security, justice, or law enforcement community, and then you’ll need to establish a savings account with Justice FCU. This card has no balance transfer fee, and comes with a long 0% introductory APR for purchases, balance transfers, and cash advances.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 16.90%
Intro Balance Transfer APR: 0% for 6 months
Intro Purchase APR: 0% for 6 months

Justice FCU Visa Platinum® Rewards Credit Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 1X point per dollar spent on all purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 6 months
Regular Balance Transfer APR 16.90%
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $27
Returned Payment Fee Up to $27
Additional Cards Annual Fee N/A
Foreign Transaction Fee 1%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 0% for 6 months, then 16.90%
Cash Advance Fee 2%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
Justice FCU Visa Platinum® Rewards Credit Card

Highlights

  • 0% APR for 6 months on purchases, balance transfers, and cash advances, then 10.15%–18.00% Variable
  • 1X point per dollar on all purchases
  • Can only redeem rewards through the CU Rewards Mall for brand name merchandise or travel options
  • No annual fee
  • No balance transfer fee
ABOUT THE ISSUER

Justice Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-550-5328

This card offers a 0% introductory rate on purchases, balance transfers, and cash advances for 6 months, after which your rate will be 16.90%.

You’ll earn 1X point per dollar on all of your purchases, and you can only redeem your rewards on the CU Rewards Mall, as opposed to direct statement credits.

To be eligible for Justice FCU membership, you’ll need to either work in or have a family member that works in either:

  • Homeland Security
  • Justice
  • Law Enforcement

You’ll also need a savings account of at least $5 with Justice Federal Credit Union.

This card has no annual fee.