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To join Justice FCU and apply for this card you must either work in or be a family member of somebody who works in the homeland security, justice, or law enforcement community, and then you’ll need to establish a savings account with Justice FCU. This card has no balance transfer fee, and comes with a long 0% introductory APR for purchases, balance transfers, and cash advances.
Spending Rewards |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 6 months |
Regular Balance Transfer APR | 16.90% |
Balance Transfer Fee | None |
Penalty APR | N/A |
Late Fee | Up to $27 |
Returned Payment Fee | Up to $27 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 1% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 0% for 6 months, then 16.90% |
Cash Advance Fee | 2%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's website1-800-550-5328
This card offers a 0% introductory rate on purchases, balance transfers, and cash advances for 6 months, after which your rate will be 16.90%.
You’ll earn 1X point per dollar on all of your purchases, and you can only redeem your rewards on the CU Rewards Mall, as opposed to direct statement credits.
To be eligible for Justice FCU membership, you’ll need to either work in or have a family member that works in either:
You’ll also need a savings account of at least $5 with Justice Federal Credit Union.
This card has no annual fee.