Justice FCU Student Visa® Rewards Credit Card
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This card is only available to members and family members of the justice, homeland security, and law enforcement community. You must also establish a savings account with Justice Federal Credit Union and deposit at least $5. This card has a long 0% intro rate for purchases, balance transfers, and cash advances — with no balance transfer fee.
Justice FCU Student Visa® Rewards Credit Card
Highlights & Features
Rewards
| Spending Rewards |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 6 months |
| Regular Balance Transfer APR | 16.90% |
| Balance Transfer Fee | None |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $27 |
| Returned Payment Fee | Up to $27 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 1% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 0% for 6 months, then 16.90% |
| Cash Advance Fee | 2%, $10 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
Justice FCU Student Visa® Rewards Credit Card
Highlights
- 0% introductory rate on purchases, balance transfers, and cash advances for 6 months, then your rates will be 16.90%
- 1X point per dollar on all purchases
- Can only redeem rewards through the CU Rewards Mall for brand name merchandise or travel options
- No annual fee
- No balance transfer fee
ABOUT THE ISSUER
Justice Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-800-550-5328
This card could be an easy choice if you’re looking for your first credit card (if you’re eligible, that is); it comes with pretty loose terms, like no annual fee. The downside here is as far as “Visa Rewards” go, you’ll only earn 1X point per dollar on everything you purchase and you can only redeem points for select merchandise.
Along with no balance transfer fee, you’ll get a 0% introductory rate on purchases, balance transfers, and cash advances for 6 months, then your rates will be 16.90%.
In order to be eligible for Justice FCU and to apply for the card, you’ll need to be a part of one of the following communities:
- Homeland Security
- Justice Department
- Law Enforcement
Or, you’re eligible if an immediate family member is already a member of Justice FCU.
You’ll also need to open a savings account with Justice Federal Credit Union and deposit at least $5 in order to establish membership before you apply.
