Indigo® Platinum MasterCard®

The Indigo Platinum MasterCard is designed for people with poor or bad credit who are looking to rebuild their credit and improve their credit score.

You can check to see if you prequalify for the Indigo card for free, without hurting your credit score at all. Just click the “Apply Now” button to the left to check your pre-qualification status. If you’re not approved for this card, you may be offered another one instead.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards


  • Signup Bonus None
  • Chip Technology None
  • Foreign Transaction Fee See Terms
  • Intro Balance Transfer APR N/A for N/A
  • Regular Balance Transfer APR See Terms
  • Cash Advance APR See Terms
  • Penalty APR See Terms
  • Late Fee See Terms
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Price Protection

    See your Guide to Benefits for details.

  • Extended Warranty Protection

    See your Guide to Benefits for details.


  • Identity Theft Resolution Service

    Provides help recovering if you become a victim of identity theft.

  • Zero Fraud Liability

    You won’t be held liable for unauthorized activity on your credit card (contact customer service immediately).

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 7 reviews
by Sonya Powell

I got the card, put in payment imformation. Never call me to tell me that my banking imformation was not working, just emails. So I call and they tell me that they canceled my card after I made the payment with the banking imformation I had been giving them from day one. So you just take peoples hard earn money like that? Wow!!!

by Sheaneil
Never received card. Still they added to my credit history

I wish I could give a zero!HelloI have called and informed Indigo that I never received the card. I never activated the card. I asked them Have you seen this card activated? I don't owe you anything. I don't even want the card anymore because obviously your customer service rep didn't document my account like she said she would. I repeat I never received this card and never activated it. Within 5 days a charge for $75 was on my credit report. I just received an email stating my bill is due on the 23rd. Wtf? You can't even contact via email it keeps bouncing back. DO NOT GET THIS CARD

by Rhonda
Horrible card and customer service

1st...customer service reps do not speak good English, very difficult to understand and argumentative2nd...just closed this account3rd...always paid on time, but they dont post when they receive then try to get you on late chgs or overlimit fees4th...just not a goid card to have...have others that are much better and good customer service.5th...would not even give a one star but won't accept review without a rating.

by Paula

Too bad I had to give them one star ... I never received card and then they bill me for it? When I called they needed my address cause it wasn't complete in system ? So the bill me for something they don't have fully in their system? Seems like fraud to me .... please don't apply for this !!!

by Francisco
Never received the card

I applied 2 months ago and I haven't received the card I called them but never received a replacement yet.

Page 1 of 2:

The Insider

Brendan Harkness
Best Balance Transfer Credit Cards – 2017
Brendan Harkness | May 15, 2017

Balance transfers let you move debt from a high-interest account to one with lower (or zero) interest, but which cards have the best offers? Find out here.

Read More
John Ganotis
U.S. Bank Altitude Reserve Visa Infinite Card Review: Is it worth the $400 annual fee?
John Ganotis | May 11, 2017

The U.S. Bank Altitude Reserve Visa Infinite Card has lots of benefits, but is it worth the $400 annual fee? Read our review to decide for yourself.

Read More
John Ganotis
MasterCard® Black Card™ Review: Is it worth the $495 annual fee?
John Ganotis | Mar 01, 2017

The MasterCard® Black Card™ is a metal credit card for people who travel frequently. But are its benefits worth the $495 annual fee?

Read More