Indigo® Platinum Mastercard®

The Indigo Platinum Mastercard is designed for people with fair or bad credit who are looking to rebuild their credit and improve their credit scores.

You can check to see if you prequalify for the Indigo card for free, without hurting your credit score at all. Just click the “Apply Now” button to the left to check your pre-qualification status. If you’re not approved for this card, you may be offered another one instead.

Contacting customer service: Their customer service phone number is 1-866-946-9545 and phone support is available from 6AM–6PM Pacific. When you’ll call, you will be asked for your card number. If you don’t have a card yet, just wait on the line and after it has asked you for your card number three times you’ll be transferred to a person.

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Quick View

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  • Rewards


  • Signup Bonus None
  • Chip Technology None
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR N/A for N/A
  • Regular Balance Transfer APR N/A
  • Cash Advance APR See Terms
  • Penalty APR See Terms
  • Late Fee See Terms
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Price Protection

    See your Guide to Benefits for details.

  • Extended Warranty Protection

    See your Guide to Benefits for details.


  • Identity Theft Resolution Service

    Provides help recovering if you become a victim of identity theft.

  • Zero Fraud Liability

    You won’t be held liable for unauthorized activity on your credit card (contact customer service immediately).

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 21 reviews
by Cheryl

Don’t get this card. I’ve had this card over a year and I have made on time payments. They do not give increases. I’ll be paying this card off and closing out my account. Pathetic credit card company.

by Pia Phoenix

I was approved for a 300.-dollar credit limit 4 weeks ago still dont have the card but the card shows on my credit report. From what i am reading here this may be some sort of scam .What i dont understand is why are they allowed to do this, why have they not been shut down? There is no way to even get true to customer service.

by James Johnson
Good rebuilder

Do not have a fee to make a payment !! Happy with this card , its helping me rebuild my credit. Also have not had any problems with it in anyway.

by C. P.
Absolutely untrustworthy

These idiots sent me a "pre-approved" invitation then returned an online rejection that had SOMEONE ELSE'S NAME and information on it.BAD BUSINESS!


After contacting Indigo 5 times, faxing 14 times with confirmations they still have no record of anything, mailing in disputes; nothing! I am being billed for federal inmate charges which are a scam. I have a police report & concrete proof these charges are not mine. And the card wasn't even cancelled after I called while the fraud charges were being charged. I will have to go to small claims court to have charges removed. And I was told today I am over the limit and I am being charged $37.50 over the limit fee.. My advice RUN as far as you can from this company

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