Indigo® Platinum Mastercard®

For People with
Fair Credit



The Indigo Platinum Mastercard is designed for people with fair or bad credit who are looking to rebuild their credit and improve their credit scores. We do not recommend this card because there are much better options. Read our review here.

You can check to see if you prequalify for the Indigo card for free, without hurting your credit scores at all. Just click the “Apply Now” button to the left to check your pre-qualification status. If you’re not approved for this card, you may be offered a different card instead.

Customer Service

Their customer service phone number is 1-866-946-9545 and phone support is available from 6AM–6PM Pacific time.

When you’ll call, you will be asked for your card number. If you don’t have a card, wait on the line. The automated system will ask three or more times, then you’ll be transferred to a person.

Card Quick Facts

Card Quick Facts

  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



This card does offer rewards.
Card Stats

Card Stats

Annual Fee $0 – $99
Additional Cards Annual Fee -
Regular Purchase APR 23.90% Fixed
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR See Terms
Cash Advance Fee See Terms

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 58 reviews
by S

Applied approved and over a month waiting and the card never came. No statements no emails no calls. They billed the annual fee and possibly a late fee. Attempted to call. They are rude and don’t speak or understand English proficiently. I will cancel in writing and report them to the FTC & BBB. So many reviews identical to mine. I tend to think this is a scam company that needs to be shut down.

by Anonymous


by alpha garrett
this card sucks!

Sucks. 25% of credit line as an "annual fee". No chip on card. Declined several times at merchants when my balance was ZERO. Crappy customer service-- difficult to cancel. SUCKS! My bad for accepting this offer.

by Don
No good

This Card is no good. Stay away

by Terence R.

I activated this card not realizing the $75 annual fee. I have numerous cards with no fee. I called and asked to cancel. She offered $25 off the fee. I declined and she politely credited the $75 and closed the account with no issues. After reading the reviews, i suggest that anyone do the same.

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