Indigo® Platinum Mastercard®

For People with
Fair Credit



The Indigo Platinum Mastercard is designed for people with fair or bad credit who are looking to rebuild their credit and improve their credit scores. We do not recommend this card because there are much better options. Read our review here.

You can check to see if you prequalify for the Indigo card for free, without hurting your credit scores at all. Just click the “Apply Now” button to the left to check your pre-qualification status. If you’re not approved for this card, you may be offered a different card instead.

Customer Service

Their customer service phone number is 1-866-946-9545 and phone support is available from 6AM–6PM Pacific time.

When you’ll call, you will be asked for your card number. If you don’t have a card, wait on the line. The automated system will ask three or more times, then you’ll be transferred to a person.

Card Quick Facts

Card Quick Facts

  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0 – $99
Additional Cards Annual Fee -
Regular Purchase APR 23.90% Fixed
Intro Purchase APR -
Foreign Transaction Fee 1%
Chip Technology None
Minimum Credit Limit $300
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.9% Fixed
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR See Terms
Cash Advance Fee $0 the first year; then 5%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 63 reviews
by Amber Rucker
Never received card

I receive an pre-approved application in the mail. When I applied I was approved with a $300 credit limit. However, after waiting almost 2 months I never received a call. I haven't received any emails or anything in the mail except but to apply for a card when I already did. Nice to know I can get on a site like this and find out others have had a similar situation to mine.

by Gabriella

This card is a joke. If you have one, don't fall on hard times because they don't offer any type of hardship program. They claim the computer generates the offers and they aren't able to override the computer system.

by Joyce
Indigo Card Worst Card ever

This card is not for you. They charge fees left and right. They never increase the limit. The customer service is a joke. All overseas they read the information off a sheet over and over and cant answer simple questions. when you pay you payment due or pay off they hold your credit and cant explain why. They are rude uneducated untrained and a rip off customer service and company. DO NOT GET..........I called couple of times in evenings and nites cant answer questions say call back tomorrow. i said im calling now you're customer service they say can give you information till you give me necessary information to release it. I say what necessary information you need. they repeat and read off paper call back tomorrow have the necessary information, BUT would not tell either my husband or me what information they need. What a joke. we paid off again and this time closed both our accounts. Please do not get................

by Jennifer
Never got the card

I just called them and told them i never received the card and it already been three weeks. This somome bullsshit.. so they told me i have to wait for another card for another three week there gonna send me a new card.. there no good. This all bullshit

by Gordon Stephens
Worst credit card

Worst car to have your balance online and on the automated system will be totally different from what's available on your credit refunds take over 60 days to appear on to your bank statement trying to swipe for purchases takes forever to get a authorization approval do not use this card even if you have the worst Credit in the whole wide world

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