Indigo® Platinum MasterCard®

The Indigo Platinum MasterCard is designed for people with fair or bad credit who are looking to rebuild their credit and improve their credit scores.

You can check to see if you prequalify for the Indigo card for free, without hurting your credit score at all. Just click the “Apply Now” button to the left to check your pre-qualification status. If you’re not approved for this card, you may be offered another one instead.

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  • Rewards


  • Signup Bonus None
  • Chip Technology None
  • Foreign Transaction Fee See Terms
  • Intro Balance Transfer APR N/A for N/A
  • Regular Balance Transfer APR See Terms
  • Cash Advance APR See Terms
  • Penalty APR See Terms
  • Late Fee See Terms
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Price Protection

    See your Guide to Benefits for details.

  • Extended Warranty Protection

    See your Guide to Benefits for details.


  • Identity Theft Resolution Service

    Provides help recovering if you become a victim of identity theft.

  • Zero Fraud Liability

    You won’t be held liable for unauthorized activity on your credit card (contact customer service immediately).

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 9 reviews
by Diana

Paid my first and second months IN FULL before their due dates. Was promised my funds would be available the following business day. 2 days later, I called to verify my if they were and was told that the policy is for the funds to be available 14 BUSINESS days later!!! They had already taken the full payment out of my checking account!!!! They are FRAUDS!!! DO NOT GET THIS CREDIT CARD!!!!

by G. Green
Avoid this card!

I have never been so frustrated with a card in my life! I entered my bank account information on their website and it says it is registered, but it is not showing up. I sent payments directly from my bank, but Indigo posts money after the due date (even tho it arrived ahead of time) and then charge a late fee. To boot, I have been trying to speak to an agent on the phone for the past five days and it is continuously busy! The service is the pits!

by Sonya Powell

I got the card, put in payment imformation. Never call me to tell me that my banking imformation was not working, just emails. So I call and they tell me that they canceled my card after I made the payment with the banking imformation I had been giving them from day one. So you just take peoples hard earn money like that? Wow!!!

by Sheaneil
Never received card. Still they added to my credit history

I wish I could give a zero!HelloI have called and informed Indigo that I never received the card. I never activated the card. I asked them Have you seen this card activated? I don't owe you anything. I don't even want the card anymore because obviously your customer service rep didn't document my account like she said she would. I repeat I never received this card and never activated it. Within 5 days a charge for $75 was on my credit report. I just received an email stating my bill is due on the 23rd. Wtf? You can't even contact via email it keeps bouncing back. DO NOT GET THIS CARD

by Rhonda
Horrible card and customer service

1st...customer service reps do not speak good English, very difficult to understand and argumentative2nd...just closed this account3rd...always paid on time, but they dont post when they receive then try to get you on late chgs or overlimit fees4th...just not a goid card to have...have others that are much better and good customer service.5th...would not even give a one star but won't accept review without a rating.

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