HSBC Premier World Mastercard® Credit Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
HSBC Premier World Mastercard® Credit Card
Highlights & Features
Rewards
- 2X Rewards Program points per dollar on Travel
- 1X Rewards Program point per dollar on all other purchases.
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 17.24% or 21.24% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | 32.24% Variable |
| Late Fee | Up to $37 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 27.24% Variable |
| Cash Advance Fee | 3%, $5 minimum |
HSBC Premier World Mastercard® Credit Card
Highlights
- 2X Rewards Program points per dollar on travel
- 1X point per dollar on all other net purchases
- 35,000 Rewards Program bonus points worth $400 in airfare when booked online through HSBC Rewards, after spending $3,000 in the first three months of opening your account
- Earn unlimited points that don’t expire
- No blackout dates or restrictions on most major airlines
ABOUT THE ISSUER
HSBC
HSBC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe HSBC Premier World Mastercard® is a travel rewards credit card that could be useful if you’re looking to stack up points for a yearly vacation and save a chunk of change.
You can get 35,000 Reward Program bonus points, after spending at least $3,000 in the first 3 months from opening your account. Those points are worth at least $400 in air travel.
This card earns 2X points per dollar on all travel purchases, and 1X point per dollar on all other purchases.
The annual fee for this card is waived the first year, and then it’s $95 unless you have an HSBC Premier checking account, in which case it will remain $0.
