Menu
    Home > Credit Cards > HSBC Credit Cards > HSBC Premier World Mastercard® Credit Card

    HSBC Premier World Mastercard® Credit Card

    HSBC Premier World Mastercard® Credit Card

    For People with
    Fair Credit

    Apply Now

    REVIEWS

    Reviews
    Write a Review

    The HSBC Premier World Mastercard® is a travel rewards credit card that could be useful if you’re looking to stack up points for a yearly vacation and save a chunk of change.

    You can get 35,000 Reward Program bonus points, after spending at least $3,000 in the first 3 months from opening your account. Those points are worth at least $400 in air travel.

    This card earns 2X points per dollar on all travel purchases, and 1X point per dollar on all other purchases.

    The annual fee for this card is waived the first year, and then it’s $95 unless you have an HSBC Premier checking account, in which case it will remain $0.

    Card Quick Facts

    Card Quick Facts

    • 2X Rewards Program points per dollar on travel
    • 1X point per dollar on all other net purchases
    • 35,000 Rewards Program bonus points worth $400 in airfare when booked online through HSBC Rewards, after spending $3,000 in the first three months of opening your account
    • Earn unlimited points that don’t expire
    • No blackout dates or restrictions on most major airlines
    HSBC Premier World Mastercard® Credit Card

    For People with
    Fair Credit

    Apply Now

    REVIEWS

    Reviews
    Write a Review

    Manage My Card

    Want to pay a bill or check your balance?

    Pay My Bill

    Pay My Bill
    Request Credit Limit Increase

    Request Credit
    Limit Increase
    Speak to Customer Service
    Speak to Customer Service

    1-888-385-8916

     Try a different phone number
    Check Application Status

    Check
    Application Status

    Card Details

    Rewards

    Rewards

    • 2X Rewards Program points per dollar on Travel
    • 1X Rewards Program point per dollar on all other purchases.

    Introductory Bonus

    • 35,000 bonus points after spending $3,000 or more in the first 3 months from account opening
    Card Stats

    Card Stats

    Annual Fee $95, $0 first year ($0 with qualifying HSBC Premier checking account)
    Additional Cards Annual Fee -
    Regular Purchase APR 17.24% or 21.24% Variable
    Intro Purchase APR -
    Foreign Transaction Fee None
    Chip Technology Chip-and-Signature & Chip-and-PIN
    Minimum Credit Limit -
    Maximum Credit Limit -
    Free Credit Score No
    Penalty APR 32.24% Variable
    Late Fee Up to $37
    Returned Payment Fee Up to $25
    Balance Transfers

    Balance Transfers

    Intro Balance Transfer APR -
    Regular Balance Transfer APR 17.24% or 21.24% Variable
    Balance Transfer Fee 3%, $5 minimum

    A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

    How balance transfers work
    Cash Advances

    Cash Advances

    Cash Advance APR 27.24% Variable
    Cash Advance Fee 3%, $5 minimum

    Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

    How cash advances work

    Card Benefits

    Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

    Read about this specific card’s benefits
    Learn about credit card benefits

    • Mastercard Concierge Service

      Like having your own personal assistant; call for non-emergency help in all sorts of situations, from small to large, 24/7.

    • TSA PreCheck

      Get a credit for the application fee for TSA PreCheck ($85), once every five years.

    • $50 Annual Statement Credit for Uber or Lyft

      Receive up to $50 in statement credits per year when using your card.

    • Mastercard Airport Concierge

      15% savings on Airport Meet & Greets, with personal agents to escort you through the airport at over 450 destinations, 24/7.

    • Boingo

      Get unlimited access to Boingo WiFi hotspots at over 1 million locations worldwide.

    • Expedia 10% Hotel Discount

      Get a 10% discount when you register and book through www.expedia.com/HSBCPremier.

    • Agoda 10% Hotel Discount

      Get a 10% discount when you book through www.agoda.com/HSBCPremier.

    • onefinestay

      Get a 10% discount when you book your stay through onefinestay.com.

    • Complimentary ShopRunner Membership

      Cardholders can enroll in ShopRunner for free, which provides free two-day shipping and returns at participating retailers.

    • Identity Theft Resolution Services

      Provides assistance if you believe you’ve become a victim of identity theft.

    • Identity Fraud Expense Reimbursement

      Provides reimbursement for costs you may incur should you become a victim of identity theft.

    • Lost/Stolen Card Reporting

      Receive a temporary card the next day in the United States if you immediately report your card lost or stolen, with 24/7 service.

    • Emergency Card Replacement

      Mastercard will send you a temporary card until your new card from HSBC arrives.

    • Emergency Cash Advance

      Mastercard can send you a cash advance up to $2,000 in the event of an emergency.

    • Satisfaction Guarantee

      You can get a refund up to $250 if you’re dissatisfied with your eligible purchase.

    • Purchase Assurance

      Provides coverage for eligible damaged or stolen items within 90 days from the date of purchase, up to $1,000.

    • Price Protection

      If you find an eligible item you bought being advertised for a lesser price within 120 days, you can be reimbursed for the price difference.

    • Extended Warranty Protection

      Extends an eligible manufacturer’s warranty by up to two additional years.

    • Travel Insurance

      Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.

    • MasterAssist® Travel Assistance Services

      Provides pre-trip planning and help with travel emergencies, including emergency card replacement or cash advances.

    • MasterRental® Insurance

      Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

    • Baggage Delay Coverage

      Reimbursement for essential personal or business checked items if they are delayed by common carrier.

    • Lost or Damaged Luggage Coverage

      Reimbursement for essential personal or business checked or carry-on luggage that is damaged or lost by the carrier.

    • Hotel/Motel Burglary Coverage

      Reimbursement for personal belongings stolen from your room.

    Was this helpful?
    Yes No

    Visitor Reviews

    Read about experiences others have had with this card and leave your own review here.

    Submit your review
    1
    2
    3
    4
    5
    Submit
         
    Cancel

    Create your own review

    HSBC Premier World Mastercard Credit Card
    Average rating:  
     0 reviews

    The Insider

    Sean Messier
    2019 Review: Brex Corporate Card — Best Business Card With No Personal Guarantee?
    Sean Messier | Sep 16, 2019

    Designed for startups, the Brex Corporate Card is a charge card that requires no personal guarantee and offers solid, versatile rewards and benefits.

    Read More
    Ellen Sirull
    Credit Card Purchase Protection: Which Cards Have the Best Coverage?
    Ellen Sirull | Sep 13, 2019

    Does your credit card come with purchase protection? This handy benefit can help out in a pinch if a new purchase is lost, stolen, or damaged.

    Read More
    Susan Shain
    9 Types of Credit Cards — Which Is Right for You?
    Susan Shain | Sep 12, 2019

    From balance transfer to cash back, here are the nine most common types of credit cards — including how to choose the right one for you.

    Read More