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Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 17.24% or 21.24% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | 32.24% Variable |
Late Fee | Up to $37 |
Returned Payment Fee | Up to $25 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 27.24% Variable |
Cash Advance Fee | 3%, $5 minimum |
HSBC has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe HSBC Premier World Mastercard® is a travel rewards credit card that could be useful if you’re looking to stack up points for a yearly vacation and save a chunk of change.
You can get 35,000 Reward Program bonus points, after spending at least $3,000 in the first 3 months from opening your account. Those points are worth at least $400 in air travel.
This card earns 2X points per dollar on all travel purchases, and 1X point per dollar on all other purchases.
The annual fee for this card is waived the first year, and then it’s $95 unless you have an HSBC Premier checking account, in which case it will remain $0.