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HSBC Premier World Mastercard® Credit Card

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Our rating
Min. credit level: Fair
Annual Fee: $95, $0 first year ($0 with qualifying HSBC Premier checking account)
Regular APR: 17.24% or 21.24% Variable

HSBC Premier World Mastercard® Credit Card

Our rating
Fair Min. credit level
$95, $0 first year ($0 with qualifying HSBC Premier checking account) Annual Fee
Apply Now

Highlights & Features


  • 2X Rewards Program points per dollar on Travel
  • 1X Rewards Program point per dollar on all other purchases.
Introductory Bonus
  • 35,000 bonus points after spending $3,000 or more in the first 3 months from account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.24% or 21.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR 32.24% Variable
Late Fee Up to $37
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $5 minimum
How to Get a Cash Advance with a Credit Card
HSBC Premier World Mastercard® Credit Card


  • 2X Rewards Program points per dollar on travel
  • 1X point per dollar on all other net purchases
  • 35,000 Rewards Program bonus points worth $400 in airfare when booked online through HSBC Rewards, after spending $3,000 in the first three months of opening your account
  • Earn unlimited points that don’t expire
  • No blackout dates or restrictions on most major airlines


HSBC has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-385-8916 or

Try a different phone number
See all Issuer Cards

The HSBC Premier World Mastercard® is a travel rewards credit card that could be useful if you’re looking to stack up points for a yearly vacation and save a chunk of change.

You can get 35,000 Reward Program bonus points, after spending at least $3,000 in the first 3 months from opening your account. Those points are worth at least $400 in air travel.

This card earns 2X points per dollar on all travel purchases, and 1X point per dollar on all other purchases.

The annual fee for this card is waived the first year, and then it’s $95 unless you have an HSBC Premier checking account, in which case it will remain $0.

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