HSBC Premier World Elite Mastercard® Credit Card

For People with
Excellent Credit



The HSBC Premier World Elite Mastercard® credit card is a travel rewards card designed for big spenders who love to travel frequently.

This card earns 3X Rewards Program points per dollar on travel purchases, 2X points per dollar on dining purchases, and 1X point per dollar on all other net purchases.

You’ll get 50,000 bonus points, worth $750 in airfare when you apply online through HSBC, after spending $4,000 in the first 3 months of opening your account.

This card is made of metal, and comes with a $395 annual fee (plus $65 per authorized user).

Card Quick Facts

Card Quick Facts

  • 3X Rewards Program points per dollar on travel
  • 2X points per dollar on dining
  • 1X point per dollar on all other net purchases
  • 50,000 Rewards Program bonus points worth $750 in airfare when booked online through HSBC Rewards, after spending $4,000 in the first three months of opening your account
  • Earn unlimited points that don’t expire
  • No blackout dates or restrictions on most major airlines
  • Made of metal

For People with
Excellent Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 3X Rewards Program points per dollar on travel
  • 2X Rewards Program points per dollar on dining
  • 1X Rewards Program point per dollar on all other purchases

Introductory Bonus

  • 50,000 bonus points after spending $4,000 in the first three months of account opening
Card Stats

Card Stats

Annual Fee $395
Additional Cards Annual Fee $65
Regular Purchase APR 17.24% or 21.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 32.24% Variable
Late Fee Up to $37
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.24% or 21.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • World Elite Concierge Service

    Like having your own personal assistant; call for non-emergency help in all sorts of situations, from small to large, 24/7.

  • Complimentary ShopRunner Membership

    Cardholders can enroll in ShopRunner for free, which provides free two-day shipping and returns at participating retailers.

  • TSA Pre-Check

    Get a credit for the application fee for TSA Pre✓ ($85), once every five years.

  • $100 Annual Air Travel Statement Credit

    Get a $100 Air Travel statement credit each year for ticket purchases, in-flight purchases, seat upgrades, and baggage fees at participating airlines.

  • Mastercard Airport Experiences provided by LoungeKey

    Complimentary membership to over 1,000+ airport lounges, plus two free lounge visits per year. Get up to 15% off at restaurants, duty free shops, spas, and airport retailers.

  • $100 Annual Statement Credit for Uber or Lyft

    Receive a statement credit up to $20 per ride, $100 per year when using your card.

  • Boingo

    Get unlimited access to Boingo Wi-Fi hotspots at over 1 million locations worldwide.

  • onefinestay

    Get a 10% discount when you book your stay through

  • Premier Privileges

    Travel privileges including free room upgrades and welcome amenities, priority seating, members-only tasting menus and more.

  • Identity Theft Resolution Services

    Provides assistance if you believe you’ve become a victim of identity theft.

  • Identity Fraud Expense Reimbursement

    Provides reimbursement for costs you may incur should you become a victim of identity theft.

  • Lost/Stolen Card Reporting

    Receive a temporary card the next day in the United States if you immediately report your card lost or stolen, with 24/7 service.

  • Satisfaction Guarantee

    You can get a refund up to $250 if you’re dissatisfied with your eligible purchase.

  • Purchase Assurance

    Provides coverage for eligible damaged or stolen items within 90 days from the date of purchase, up to $1,000.

  • Price Protection

    If you find an eligible item you bought being advertised for a lesser price within 120 days, you can be reimbursed for the price difference.

  • Extended Warranty Protection

    Extends an eligible manufacturer’s warranty by up to two additional years.

  • MasterAssist® Travel Assistance Services

    Provides pre-trip planning and help with travel emergencies, including emergency card replacement or cash advances.

  • MasterRental® Insurance

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Travel Insurance

    Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.

  • Luggage Coverage

    Reimbursement for essential personal or business checked or carry-on luggage that is damaged or lost by the carrier.

  • Hotel/Motel Burglary Coverage

    Reimbursement for personal belongings stolen from your room.

  • Trip Cancellation/Trip Interruption Insurance

    Provides reimbursement for common carrier fare tickets if your trip is cancelled or cut short for an eligible reason.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

The Insider

Sean Messier
2019 Review: Brex Corporate Card — Best Business Card With No Personal Guarantee?
Sean Messier | Sep 16, 2019

Designed for startups, the Brex Corporate Card is a charge card that requires no personal guarantee and offers solid, versatile rewards and benefits.

Read More
Ellen Sirull
Credit Card Purchase Protection: Which Cards Have the Best Coverage?
Ellen Sirull | Sep 13, 2019

Does your credit card come with purchase protection? This handy benefit can help out in a pinch if a new purchase is lost, stolen, or damaged.

Read More
Susan Shain
9 Types of Credit Cards — Which Is Right for You?
Susan Shain | Sep 12, 2019

From balance transfer to cash back, here are the nine most common types of credit cards — including how to choose the right one for you.

Read More