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HSBC Platinum Mastercard® with Rewards Credit Card

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 15.24%, 19.24%, or 25.24% Variable
Intro Balance Transfer APR: 0% for 12 months
Intro Purchase APR: 0% for 12 months

HSBC Platinum Mastercard® with Rewards Credit Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • In the first year:
    • 3X points per dollar up to $10,000 spent on all purchases
  • After the first year:
    • 1X point per dollar on all purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.24%, 19.24%, or 25.24% Variable
Balance Transfer Fee 4%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 32.24% Variable
Late Fee Up to $37
Returned Payment Fee Up to $25
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

HSBC

HSBC has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-385-8916 or

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HSBC Platinum Mastercard® with Rewards Credit Card

Highlights

  • 0% intro APR for purchases and balance transfers for 12 months, and then your rates will be 15.24%, 19.24%, or 25.24% Variable
  • In the first year you’ll earn 3X points per dollar up to $10,000 spent on all purchases, and after the first year you’ll earn 1X point on all purchases
  • Unlimited points that don’t expire
  • No annual fee
  • No foreign transaction fee

The HSBC Platinum Mastercard® with Rewards Credit Card is a general rewards card that offers a low intro rate for purchases and balance transfers, and includes some decent shopping and travel benefits.

Using this card in the first year you’ll earn 3X points per dollar up to $10,000 spent on all purchases, and after the first year you’ll earn 1X point per dollar spent on all purchases.

You’ll get a 0% intro APR for purchases and balance transfers for 12 months, and then your rates will be 15.24%, 19.24%, or 25.24% Variable.

This card has no annual fee.