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The HSBC Platinum Mastercard® with Rewards Credit Card is a general rewards card that offers a low intro rate for purchases and balance transfers, and includes some decent shopping and travel benefits.
Using this card in the first year you’ll earn 3X points per dollar up to $10,000 spent on all purchases, and after the first year you’ll earn 1X point per dollar spent on all purchases.
You’ll get a 0% intro APR for purchases and balance transfers for 12 months, and then your rates will be 15.24%, 19.24%, or 25.24% Variable.
This card has no annual fee.