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The HSBC Advance Mastercard® is a low-interest rewards credit card that earns points a little differently than most cards.
You’ll earn 3X points per dollar on dining and select entertainment purchases, and 2X points per dollar on all other purchases in the first year, up to $25,000 in total purchases. After the first year, you’ll earn 2X points per dollar on dining and select entertainment purchases, and 1X point per dollar on all other purchases.
You’ll get a 0% intro APR for purchases and balance transfers for 12 months, and then your rates will be 17.24% or 21.24% Variable.
To apply for this credit card, you must have an existing U.S. HSBC Advance or Premier checking account.
This card has no annual fee, but if you close your connected HSBC Advance or Premier checking account then your annual fee will be $45.