HSBC Gold Mastercard®


HSBC Gold Mastercard®

For People with
Fair Credit

This card in currently unavailable.

The HSBC Gold Mastercard is a simple credit card. It offers an 18-month 0% introductory rate for both purchases and balance transfers, which is pretty long compared to most cards.

There are no rewards, but you’ll get some basic benefits with this card. Those include Purchase Protection and Price Protection when shopping, and Master RoadAssist services in case you break down on the road.

You’ll also get some pretty generous terms, like no penalty APR, no foreign transaction fees, and a late fee waiver every year.

Card Quick Facts

Card Quick Facts

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.74%, 16.74% or 20.74% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
HSBC Gold Mastercard®

For People with
Fair Credit

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Card Details

Rewards

Rewards

None

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee None
Additional Cards Annual Fee -
Regular Purchase APR 12.74%, 16.74% or 20.74% Variable
Intro Purchase APR 0% for 18 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 18 months
Regular Balance Transfer APR 12.74%, 16.74% or 20.74% Variable
Balance Transfer Fee 4%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.24% Variable
Cash Advance Fee 4%; $10 min

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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