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The HSBC Gold Mastercard is a simple credit card. It offers an 18-month 0% introductory rate for both purchases and balance transfers, which is pretty long compared to most cards.
There are no rewards, but you’ll get some basic benefits with this card. Those include Purchase Protection and Price Protection when shopping, and Master RoadAssist services in case you break down on the road.
You’ll also get some pretty generous terms, like no penalty APR, no foreign transaction fees, and a late fee waiver every year.