The HSBC Cash Rewards Mastercard® credit card provides an easy 1.5% cash back for every purchase you make. There are no bonus reward categories, and no limit to the amount of cash back you can earn.
There’s also a pretty good signup bonus to reach. And cardholders get a 10% annual bonus on all the cash back they earned in the year.
The extra benefits are pretty simple. But this card has no annual fee and a 15-month 0% intro APR for balance transfers, making it a very low-cost option.
Want to pay a bill or check your balance?
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
How balance transfers work
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
How cash advances workCheck your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.
You’ll be able to see your FICO 8 Credit Score for free on your credit card statement. Based on your Experian credit report.
Manage your account from your phone or tablet.
You will not be held responsible for unauthorized use of your card.
Provides coverage for lost or stolen items within 90 days from the date of purchase.
If you find an item you bought being advertised for a lesser price within 60 days, you can be reimbursed for the price difference.
Extends a manufacturer’s warranty up to one additional year.
Provides pre-trip planning and help with travel emergencies, including emergency card replacement or cash advances.
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.
Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.
Get a 15% discount on Airport Meet and Greet services.
Read about experiences others have had with this card and leave your own review here.
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Nothing but trouble. Hard to get extra cards for family, had a fraudulent transaction attempted from the Middle East, routine purchases declined twice, can't get paper statements. Customer support hard to reach and all have impenetrable accents. They have a cap on how large a payment they will accept by EFT from 3rd party processors - that delayed my payment and incurred an undeserved late fee. I'll be paying off my remaining balance and closing the account. Good riddance.
As a Mastercard it gets decent exchange rates and it has no foreign transaction fee but the card is not PIN Priority - it is signature priority and on the PIN side it only supports online verification. As such it actually has less PIN support than most Barclaycard USA cards since those genberally support both online and offline PIN verification.
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