HSBC Cash Rewards Mastercard®
The HSBC Cash Rewards Mastercard provides an easy 1.5% cash back for every purchase you make. There are no bonus reward categories, and no limit to the amount of cash back you can earn.
There’s also a pretty good signup bonus to reach. And cardholders get a 10% annual bonus on all the cash back they earned in the year.
The extra benefits are pretty simple. But this card has no annual fee and a 15-month 0% intro APR for balance transfers, making it a very low-cost option.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
Quick View
- Annual Fee None
- Intro Purchase APR -
- Regular Purchase APR 14.74%, 18.74%, or 24.74%Variable
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Rewards
- 1.5% unlimited cash back on all purchases
- 10% anniversary bonus on all cash back earned
- Signup Bonus $150 cash back after spending $500 or more in the first 3 months after account opening
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR 0% for 15 months
- Regular Balance Transfer APR 14.74%, 18.74%, or 24.74%Variable
- Cash Advance APR 26.24% Variable
- Penalty APR 31.74% Variable
- Late Fee Up to $37
- Returned Payment Fee Up to $25
Card Benefits
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Perks
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Free FICO Credit Score
You’ll be able to see your FICO 8 Credit Score for free on your credit card statement. Based on your Experian credit report.
Account Management
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Mobile & Tablet Apps
Manage your account from your phone or tablet.
Security
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Fraud Protection
You will not be held responsible for unauthorized use of your card.
Shopping
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Purchase Protection
Provides coverage for lost or stolen items within 90 days from the date of purchase.
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Price Protection
If you find an item you bought being advertised for a lesser price within 60 days, you can be reimbursed for the price difference.
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Extended Warranty Protection
Extends a manufacturer’s warranty up to one additional year.
Travel
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MasterAssist® Services
Provides pre-trip planning and help with travel emergencies, including emergency card replacement or cash advances.
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Master RoadAssist® Service
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.
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Travel Accident Insurance
Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.
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Mastercard Airport Concierge
Get a 15% discount on Airport Meet and Greet services.
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