HSBC Credit Cards
John Ganotis
Updated Aug 22, 2018
If you’re in the market for an HSBC credit card, there are several Mastercard card offers available from this card issuer. All the credit card offers on this page have no annual fee and no foreign transaction fees, and include some extra benefits, like price protection.
For Earning Cash Back
HSBC Cash Rewards Mastercard®
For People with
Fair Credit
- Annual Fee: None
- Interest Rate: 14.74%, 18.74%, or 24.74%Variable
Quick Card Facts
- Earn unlimited 1.5% cash rewards on all purchases.
- Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 15 months on balance transfers, then a 14.74%, 18.74% or 24.74% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
This HSBC card is a simple one for earning an unlimited 1.5% cash back on all purchases. There’s also a nice $150 cash back bonus when you spend $500 in the first 3 months of account opening. It’s not the most impressive rewards program, but might be a good complement to other cards for purchases where you can’t earn more rewards value other rewards cards. You can redeem rewards for statement credit, gift cards, or through several other methods.
For a Long 0% Intro APR
HSBC Gold Mastercard®
For People with
Fair Credit
- Annual Fee: None
- Interest Rate: 12.74%, 16.74% or 20.74% Variable
Quick Card Facts
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.74%, 16.74% or 20.74% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
This is not a rewards credit card, but if you want to make a big purchase and pay it off over time or do a balance transfer, this may be one of your best options because of it’s introductory APR. It’s one of the longer introductory periods on the market at 18 months, but does have a balance transfer fee of of 4% with a $10 minimum. This card also has a late fee waiver, but we still recommend paying your card on time every month.
