HSBC Credit Cards

John Ganotis

John Ganotis

Updated Jul 17, 2018

If you’re in the market for an HSBC credit card, there are several Mastercard card offers available from this card issuer. All the credit card offers on this page have no annual fee and no foreign transaction fees, and include some extra benefits, like price protection.

For Earning Cash Back

HSBC Cash Rewards Mastercard®
Apply Now

HSBC Cash Rewards Mastercard®

For People with
Good Credit

  • Annual Fee: None
  • Interest Rate: 14.24%, 18.24%, or 24.24% Variable
Quick Card Facts
  • 1.5% cash back on every purchase, with no limit
  • $150 cash back signup bonus for spending $500 in the first 3 months
  • 15-month 0% intro APR for purchases and balance transfers, then 14.24%, 18.24%, or 24.24% Variable
  • No annual fee
  • No foreign transaction fee
  • No penalty APR
  • One late fee waiver per year
  • Mastercard shopping and travel benefits

This HSBC card is a simple one for earning an unlimited 1.5% cash back on all purchases. There’s also a nice $150 cash back bonus when you spend $500 in the first 3 months of account opening. It’s not the most impressive rewards program, but might be a good complement to other cards for purchases where you can’t earn more rewards value other rewards cards. You can redeem rewards for statement credit, gift cards, or through several other methods.

For a Long 0% Intro APR

HSBC Gold Mastercard®
Apply Now

HSBC Gold Mastercard®

For People with
Good Credit

  • Annual Fee: None
  • Interest Rate: 12.24%, 16.24%, or 20.24% Variable
Quick Card Facts
  • 18-month 0% intro APR for purchases and balance transfers, then 12.24%, 16.24%, or 20.24% Variable
  • No annual fee
  • No foreign transaction fee
  • No penalty APR
  • One late fee waiver per year
  • Mastercard shopping and travel benefits

This is not a rewards credit card, but if you want to make a big purchase and pay it off over time or do a balance transfer, this may be one of your best options because of it’s introductory APR. It’s one of the longer introductory periods on the market at 18 months, but does have a balance transfer fee of of 4% with a $10 minimum. This card also has a late fee waiver, but we still recommend paying your card on time every month.

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