HSBC Credit Cards

John Ganotis

John Ganotis

Updated Apr 16, 2019

If you’re in the market for an HSBC credit card, there are several Mastercard card offers available from this card issuer. All the credit card offers on this page have no annual fee and no foreign transaction fees, and include some extra benefits, like price protection.

For Earning Cash Back

This HSBC card is a simple one for earning an unlimited 1.5% cash back on all purchases. For an introductory bonus, you’ll earn 3% back on purchases up to $10,000 during your first year as a cardholder, which offers quite a bit of additional value. After each cardholder anniversary, you’ll even get a 10% bonus on all points earned over the prior year. This effectively ramps up the card’s reward rate to 1.65%, or 3.3% for the first year.

In addition to its general rewards system, a key perk of the HSBC Cash Rewards card is that it provides a 0% purchase and balance transfer APR for 12 months. 

It’s not the most impressive rewards card in the grand scheme of things, but it might be a good complement to other cards for purchases where you can’t earn more value with other rewards cards. You can redeem rewards for statement credits, gift cards, or through several other methods.

For a Long 0% Intro APR

This is not a rewards credit card, but if you want to make a big purchase and pay it off over time or do a balance transfer, this may be one of your best options because of it’s introductory APR. It’s one of the longer introductory periods on the market at 15 months, but does have a balance transfer fee of 4% with a $10 minimum. This card also has a late fee waiver, but we still recommend paying your card on time every month.

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