HSBC Cash Rewards Mastercard®

The HSBC Cash Rewards Mastercard provides an easy 1.5% cash back for every purchase you make. There are no bonus reward categories, and no limit to the amount of cash back you can earn.

There’s also a pretty good signup bonus to reach. And cardholders get a 10% annual bonus on all the cash back they earned in the year.

The extra benefits are pretty simple. But this card has no annual fee and a 15-month 0% intro APR for balance transfers, making it a very low-cost option.

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Quick View

Quick View

  • Rewards
    • 1.5% unlimited cash back on all purchases
    • 10% anniversary bonus on all cash back earned
  • Signup Bonus $150 cash back after spending $500 or more in the first 3 months after account opening
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR 0% for 15 months
  • Regular Balance Transfer APR 14.24%, 18.24%, or 24.24% Variable
  • Cash Advance APR 26.24% Variable
  • Penalty APR 31.24% Variable
  • Late Fee Up to $37
  • Returned Payment Fee Up to $25

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Free FICO Credit Score

    You’ll be able to see your FICO 8 Credit Score for free on your credit card statement. Based on your Experian credit report.

Account Management

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

Security

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

Shopping

  • Purchase Protection

    Provides coverage for lost or stolen items within 90 days from the date of purchase.

  • Price Protection

    If you find an item you bought being advertised for a lesser price within 60 days, you can be reimbursed for the price difference.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty up to one additional year.

Travel

  • MasterAssist® Services

    Provides pre-trip planning and help with travel emergencies, including emergency card replacement or cash advances.

  • Master RoadAssist® Service

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.

  • Travel Accident Insurance

    Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.

  • Mastercard Airport Concierge

    Get a 15% discount on Airport Meet and Greet services.

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