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Green Dot Prepaid Visa® Card

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If you want a head start on your paycheck, the Green Dot Prepaid Visa Card could get it to you two days early. It’ll help you avoid check cashing fees too, but it carries quite a few fees of its own so keep an eye out for those.

Our rating
Min. credit level: No credit check required
Annual Fee: $7.95 monthly fee (Waived when you load at least $1,000 the previous month)

Green Dot Prepaid Visa® Card

Our rating
No credit check required Min. credit level
$7.95 monthly fee (Waived when you load at least $1,000 the previous month) Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Purchase Protection
Green Dot Prepaid Visa® Card


  • Keep track of your spending with the Green Dot mobile app
  • Free online bill pay makes it easy to send checks and pay bills
  • ASAP Direct Deposit™ allows you to receive an automatic direct deposit up to two days before payday
  • VIP upgrade for an extra $4.95 per month to receive exclusive benefits
  • $7.95 monthly fee waived when you load at least $1,000 in the previous month
  • No overdraft or penalty fees
  • No credit check

Green Dot Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


The Green Dot Prepaid Visa Card, previously known as the Green Dot Reloadable Prepaid Card, could be a decent option for anyone looking for a prepaid debit card, but watch out for the fees.

With this card you can utilize ASAP Direct Deposit, allowing you to avoid check cashing fees and get your money automatically directly deposited into your account, possibly two days before payday.

The monthly fee is waived when you load $1,000 or more on the card in the previous monthly period, however there are a number of other fees you should be aware of:

Card Purchase Fee $1.95
Monthly Fee $7.95
Per Purchase Fee $0
ATM Withdrawal Fee $3.00
Cash Reload Fee $5.95
ATM Balance Inquiry Fee $.50
Pack of 12 Checks $5.95
Card Replacement Fee $5.00
Overdraft Fee $0

You can also opt for a VIP upgrade during registration, which allows you to avoid most ATM fees and receive free card replacements, at the expense of paying an extra $4.95 a month.

This is not actually a credit card!

Keep in mind prepaid cards generally do not help you build credit since they don’t report to the credit bureaus. If you have bad credit and would like to build credit, a secured card may be a better option.

Secured credit cards »

Credit cards for bad credit »

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