The GapCard is an in-store credit card that may be a great card for you if you shop at the Gap and it’s affiliated brands.
Affiliated brands include:
- Banana Republic
- Old Navy
For a card from the GAP that you can use anywhere Visa is accepted, check out the Gap Visa.
For a comparison of both cards, check out our Review of the GapCard and GapVisa Credit Card.
Learn more about reward credit cards
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- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 24.99% (Variable)
- Earn 5 points for every $1 spent on the Gap and affiliated brands, both in-store and online
- Earn a $5 reward every time you earn 500 points
- Extra points offers for cardholders only
- 20% quarterly bonus reward points at the end of each quarter for Silver status cardmembers
- Signup Bonus 15% off your first purchase
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee -
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR -
- Penalty APR -
- Late Fee Up to $35
- Returned Payment Fee -
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $10 Reward: Sign up for your card and go paperless on gap.com and you’ll get a $10 reward.
- 10% Tuesdays: 10% off at Gap stores and online, and the first Tuesday of every month at Gap Factory Stores.
- Exclusive Access: Access to discounts and special events for cardholders only.
- Special Birthday Savings: You get special savings on your birthday!
No Receipt Necessary for Returns: There’s no need for a receipt when you return items purchased on your card.
Gap Silver Status
- 20% Quarterly Bonus Reward Points: Get a 20% bonus at the end of each quarter.
- Choose Your Own Sale Day: You get to pick your own day during the year where you can enjoy sales at the Gap and affiliate stores.
- Free Online Shipping: Get free shipping on online orders, just enter the code MYCARD at checkout.
- Free Basic Alterations on Banana Republic Purchases: Get free alterations purchases made at Banana Republic stores and BananaRepublic.com.
- Special Silver Cardmember Events: Exclusive events for Silver status cardholders.
- Priority Hotline: 1-866-450-4468. Silver status members get their own priority hotline.
- Fraud Protection: You will not be held responsible for unauthorized charges made on your card.