GapCard


For People with
Fair Credit

The GapCard is an in-store credit card that may be a great card for you if you shop at the Gap and it’s affiliated brands.

Affiliated brands include:

  • Banana Republic
  • Old Navy
  • Piperlime
  • Athleta

For a card from the GAP that you can use anywhere Visa is accepted, check out the Gap Visa.

For a comparison of both cards, check out our Review of the GapCard and GapVisa Credit Card.

Card Quick Facts

Card Quick Facts

  • Earn 5 points for every $1 spent on the Gap and affiliated brands, both in-store and online
  • Earn a $5 reward every time you earn 500 points
  • Extra points offers for cardholders only
  • 20% quarterly bonus reward points at the end of each quarter for Silver status cardmembers

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 5 points for every $1 spent on the Gap and affiliated brands, both in-store and online
  • Earn a $5 reward every time you earn 500 points
  • Extra points offers for cardholders only
  • 20% quarterly bonus reward points at the end of each quarter for Silver status cardmembers
How to Redeem

Introductory Bonus

  • 15% off your first purchase
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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