The GapCard is an in-store credit card that may be a great card for you if you shop at the Gap and it’s affiliated brands.
Affiliated brands include:
- Banana Republic
- Old Navy
For a card from the GAP that you can use anywhere Visa is accepted, check out the Gap Visa.
For a comparison of both cards, check out our Review of the GapCard and GapVisa Credit Card.
Learn more about reward credit cards
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
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- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 24.99% (Variable)
- Earn 5 points for every $1 spent on the Gap and affiliated brands, both in-store and online
- Earn a $5 reward every time you earn 500 points
- Extra points offers for cardholders only
- 20% quarterly bonus reward points at the end of each quarter for Silver status cardmembers
- Signup Bonus 15% off your first purchase
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee -
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR -
- Penalty APR -
- Late Fee Up to $35
- Returned Payment Fee -
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $10 Reward: Sign up for your card and go paperless on gap.com and you’ll get a $10 reward.
- 10% Tuesdays: 10% off at Gap stores and online, and the first Tuesday of every month at Gap Factory Stores.
- Exclusive Access: Access to discounts and special events for cardholders only.
- Special Birthday Savings: You get special savings on your birthday!
No Receipt Necessary for Returns: There’s no need for a receipt when you return items purchased on your card.
Gap Silver Status
- 20% Quarterly Bonus Reward Points: Get a 20% bonus at the end of each quarter.
- Choose Your Own Sale Day: You get to pick your own day during the year where you can enjoy sales at the Gap and affiliate stores.
- Free Online Shipping: Get free shipping on online orders, just enter the code MYCARD at checkout.
- Free Basic Alterations on Banana Republic Purchases: Get free alterations purchases made at Banana Republic stores and BananaRepublic.com.
- Special Silver Cardmember Events: Exclusive events for Silver status cardholders.
- Priority Hotline: 1-866-450-4468. Silver status members get their own priority hotline.
- Fraud Protection: You will not be held responsible for unauthorized charges made on your card.