FlexPerks Travel Rewards Visa® Signature Card


For People with
Good Credit

REVIEWS

Reviews

The FlexPerks Travel Rewards Visa® Signature Card is a good credit card if you travel frequently. You can earn rewards for travel and everyday purchases, and take advantage of Visa Signature benefits like the Luxury Hotel Collection and Visa Concierge.

You’ll get 2X FlexPoints for every dollar you spend on cellular providers and charity. You’ll also get 2X FlexPoints per dollar for either airlines, gas stations, OR grocery stores. Instead of choosing your own categories, the points are doubled for whichever category you spend the most on each monthly billing cycle.

This card has no foreign transaction fees and no annual fee the first year. After that, your annual fee will be $49.

If you’re thinking about applying for this card, you should plan on spending at least $2,000 in the first 4 months to get the 25,000 FlexPoints signup bonus.

If you are not qualified for the FlexPerks Travel Rewards Visa® Signature Card you will be considered for the U.S. Bank FlexPerks Select Rewards automatically.

Card Quick Facts

Card Quick Facts

  • Earn 2X FlexPoints for every dollar spent on airlines OR gas stations OR grocery stores
  • Earn 2X FlexPoints for every dollar spent on cellular providers or charity
  • Earn 1X FlexPoint for every dollar spent on other purchases
  • 25,000 FlexPoints when you spend $2,000 in the first 4 months of account opening
  • FlexPoints expire five years from the last calendar quarter they were earned from
  • Accelerated FlexPoints earnings when you make purchases in select categories
  • Transfer and combine FlexPoints between accounts and to other persons
  • Visa Luxury Hotel Collection
  • Visa Concierge
  • $25 Airline allowance for each redeemed round-trip airline award ticket
  • No foreign transaction fees
  • No blackout dates
  • Free TransUnion® Credit Score

For People with
Good Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 2X FlexPoints per dollar in which category you spend the most on each monthly billing cycle:
    • Airlines
    • Gas stations
    • Grocery stores
  • 2X FlexPoints per dollar on:
    • Cellular Providers
    • Charity
  • 1X FlexPoint per dollar spent on other purchases

Introductory Bonus

  • 25,000 FlexPoints when you spend $2,000 in the first 4 months of account opening
Card Stats

Card Stats

Annual Fee $0 the first year, then $49
Additional Cards Annual Fee -
Regular Purchase APR 16.24%–26.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.24%–26.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.24% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Concierge

    Get personal assistance with travel reservations, event tickets, restaurant seating, gift purchases and more. As a cardholder, you are responsible for the cost of goods or services provided. Terms, conditions, and exclusions may apply. Call 1-800-953-7392 to get in touch now.

  • Luxury Hotel Collection

    Get perks at exclusive hotels. Includes best available rate, room upgrade, $25 food/beverage voucher, and much more.

  • $25 Airline Allowance

    With every award travel ticket. Can be redeemed for baggage fees, in-flight treats and more.

  • Fine Wine, Food & Travel Perks

    Access to OpenTable online reservations, dining offers, and a selection of special gourmet events, packages, special offers and upgrades at exclusive hotels and resorts.

  • Sports & Entertainment Perks

    Includes access to VIP packages, pre-sale tickets, unique venues, preferred seating, two-for-one movies and more.

  • Travel and Emergency Assistance Services

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

  • Warranty Manager Service

    Register your warranty information for important purchases so if your item needs a repair or replacement, all you have to do is call 1-800-551-8472. Terms, conditions and exclusions may apply.

  • Zero Fraud Liability & Fraud Protection

    You won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used. Fraud monitoring tools are used to closely monitor your account for signs of fraud or abnormal-spending patterns. Conditions and limitations may apply.

  • Purchase Security

    For the first 90 days your items are covered against theft or damage under certain circumstances. Terms, conditions and exclusions may apply.

  • Extended Warranty Protection

    Your card doubles the time period for U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less – up to a maximum of $10,000 per claim. Terms, conditions and exclusions may apply.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Travel Accident Insurance

    Accidental death or dismemberment insurance when you pay for travel by air, bus, train or cruise with your card. Call the number on the back of your card to learn more.

  • Lost Luggage Reimbursement

    Reimbursement for checked carry-on luggage that is damaged or lost by the carrier. Terms, conditions, and exclusions may apply.

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-VISA-TOW (1-800-847-2869) anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

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