U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card


For People with
Good Credit

REVIEWS

Reviews

The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card is a solid travel card, offering 2X FlexPoints for airlines, gas, and groceries, as well as with cell phone providers and charitable organizations.

You’ll get an introductory bonus of 26,667 FlexPoints for spending $2,000 in the first four months, which is equal to $400 when redeemed for travel.

Cardholders get a variety of benefits, like a $25 airline allowance for baggage and other fees for each redeemed round-trip ticket for air travel. There’s the Visa Signature Luxury Hotel Collection, which offers a $25 food and beverage credit among other perks at eligible hotels. And you’ll also get a Concierge Service, which provides non-emergency assistance for a variety of tasks.

This card has an annual fee of $49, which is waived for the first year. There are no foreign transaction fees.

Card Quick Facts

Card Quick Facts

  • 2X FlexPoints per dollar at airlines, gas stations, grocery stores, cell phone providers, and charitable organizations
  • Introductory bonus worth $400 in travel redemptions for spending $2,000 in the first four months
  • $25 airline allowance for award tickets
  • Visa Signature Luxury Hotel Collection, with a $25 food and beverage credit among other perks
  • Visa Signature Concierge Service, for non-emergency assistance with a variety of tasks
  • $49 annual fee, waived the first year

For People with
Good Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 2X FlexPoints per dollar spent at:
    • Airlines
    • Gas stations
    • Grocery stores
    • Cell phone providers
    • Charitable organizations
  • 1X FlexPoint per dollar for all other purchases

Introductory Bonus

  • 26,667 bonus FlexPoints for spending $2,000 in the first 4 months (equal to $400 for travel redemptions)
Card Stats

Card Stats

Annual Fee $49, $0 first year
Additional Cards Annual Fee -
Regular Purchase APR 15.99%–25.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 15.99%–25.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $25 Airline Allowance

    Get up to $25 toward baggage and other fees, for each redeemed round-trip airline award travel ticket.

  • Visa Signature Luxury Hotel Collection

    Get perks at qualifying hotels when booking through the Luxury Hotel Collection, like a $25 food and beverage credit, room upgrades when available, and more.

  • Visa Signture Concierge

    Call 1-800-953-7392 any time for non-emergency assistance, like booking travel or making dining reservations.

  • Event Access, Offers, and Discounts

    Get special offers and discounts in categories like Travel, Entertainment, Fine Wine and Food, Sports, and Shopping.

  • Car Rental Discounts

    Special offers and rates at National Car Rental, Enterprise Rent-A-Car, and Alamo Rent A Car.

  • Andrew Harper Membership

    Complimentary membership to Andrew Harper.

  • Free Credit Score

    Check your VantageScore 3.0 credit score for free whenever you’d like, based on your TransUnion credit report.

  • Spend Analysis Online Reporting

    Easily monitor and review your transactions.

  • Zero Fraud Liability

    You won’t be held responsible for unauthorized charges (contact customer support immediately if you suspect fraud).

  • Fraud Protection

    Fraud monitoring tools help protect against unauthorized activity.

  • Purchase Security

    Eligible purchases are covered against damage and theft for 90 days.

  • Extended Warranty Protection

    Eligible manufacturer’s warranties of three years or less can be doubled for up to one additional year.

  • Warranty Manager Service

    Register warranty information to easily track and manage your warranties.

  • Auto Rental Collision Damage Waiver

    Eligible rental cars are covered against collision damage and theft, when the rental company’s own insurance is declined.

  • Travel Accident Insurance

    Provides coverage against accidental death and dismemberment for you and your family when traveling by common carrier.

  • Travel and Emergency Assistance Services

    Provides medical, legal, and travel services when traveling away from home.

  • Lost Luggage Reimbursement

    Covers eligible checked or carry-on luggage against loss and theft.

  • Roadside Dispatch

    Emergency roadside assistance, like towing, fuel delivery, and tire changes. Third party service fees will apply.

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