U.S. Bank FlexPerks® Select+ American Express® Card

For People with
Good Credit



The U.S. Bank FlexPerks® Select+ American Express® Card is a decent credit card, offering American Express benefits and rewards for everyday purchases.

You’ll get 10,000 bonus FlexPoints after spending $1,000 with your card within the first 4 months, which is worth $150 for travel expenses like airfare, car rentals, hotel stays, etc. For all of your purchases you’ll earn 1X FlexPoint per dollar.

This card also comes with a 0% introductory balance transfer APR for 9 billing cycles, then your APR will be 16.24%–26.24% Variable.

This card has no annual fee and a 3% foreign transaction fee.

Card Quick Facts

Card Quick Facts

  • Earn 1X FlexPoint per dollar spent on all purchases
  • 10,000 bonus FlexPoints after you spend $1,000 with your card in the first 4 months (worth $150 in travel expenses)
  • 0% introductory balance transfer APR for 9 billing cycles, then your APR rate will be 16.24%–26.24% Variable
  • CONNECT from American Express
  • Free VantageScore® credit score from TransUnion®
  • No blackout dates
  • No annual fee
  • 3% foreign transaction fee

For People with
Good Credit



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Want to pay a bill or check your balance?

Card Details



  • 1X FlexPoint per dollar spent on all purchases

Introductory Bonus

  • 10,000 points when you spend $1,000 in the first 4 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.24%–26.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 9 billing cycles
Regular Balance Transfer APR 16.24%–26.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.24% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Free VantageScore Credit Score

    Check your VantageScore for free anytime, based on your TransUnion credit report.

  • CONNECT from American Express

    Special travel savings, offers, entertainment access and more.

  • American Express Benefits

    You will be provided with a list of specific benefits when you get your card.

  • Fraud Protection

    Proactively monitors your account for fraudulent activity.

  • Zero Fraud Liability

    You won’t be held responsible for unauthorized account activity (contact customer support immediately if you suspect fraud).

  • Extended Warranty Protection

    Your card extends the time period for U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

  • Retail Protection

    Purchases are covered against theft or damage for the first 90 days from purchase date.

  • Travel and Emergency Assistance

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

  • Car Rental Loss & Damage Insurance

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Travel Accident Insurance

    Get reimbursed if you or a family member gets in an accident while traveling.

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