- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 13.99%-23.99% (Variable)
- Earn 3 points for every $1 spent on qualifying charitable donations
- Earn 1 point for every $2 spent on all other purchases
- Signup Bonus 10,000 bonus points when you spend $1,000 in the first 4 months
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 13.99%-23.99% (Variable)
- Cash Advance APR 23.99% (Variable)
- Penalty APR -
- Late Fee Up to $38
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- No Blackout Dates
- Zero Fraud Liability: You will not be held responsible for unauthorized use of your card.
- Lost or Stolen Card Reporting Service
- Purchase Protection: Purchases are covered against theft or damage.
- Warranty Manager Service: Help managing your warranties.
- Travel & Emergency Services: Help with travel emergencies.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
- Travel Accident Insurance: Get reimbursed if you or a family member gets in an accident while traveling.
- This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.