U.S. Bank FlexPerks® Business Travel Rewards


For People with
Good Credit

REVIEWS

Reviews

The U.S. Bank FlexPerks® Business Travel Rewards Card is a good credit card if you’re a frequent flyer or if you’re looking to travel and want to start accumulating points.

If you can spend $2,000 in the first four months of opening your account, you’ll be able to snag the signup bonus of 25,000 FlexPoints which is worth $375 for travel expenses.

You can get 2X FlexPoints per dollar spent on airlines, gas stations OR offices supplies. At the end of each statement month, whichever category you spent the most in is where the 2X points are applied. You’ll also get 2X FlexPoints per dollar spent on cell phone provider services and most charity organizations, and 1X FlexPoint per dollar spent on everything else.

The annual fee for this card is $55, and it’s waived the first year.

If you’re looking for a non-business version of this travel card with similar benefits and no annual fee, check out the U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card.

Card Quick Facts

Card Quick Facts

  • Earn 25,000 enrollment FlexPoints worth $375 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.
  • Earn 2X FlexPoints in the category where you spend the most each month-gas stations, office supply stores or airlines, plus on cellular providers.
  • Earn 1 point for every other eligible net dollar spent.
  • $25 Airline Allowance offers reimbursement for up to $25 per round-trip air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade when you use your card
  • If you spend $24,000 in net purchases annually, your $55 annual fee (plus $10 fee for each employee card) gets credited back to your account

For People with
Good Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 2X FlexPoints per dollar for the one category you spend the most in each month:
    • Gas stations
    • Office supply stores
    • Airlines
  • 2X FlexPoints per dollar spent on:
    • Most cell phone service providers
    • Qualifying charitable donations
  • 1X  FlexPoint per dollar spent on all other purchases

Introductory Bonus

  • 25,000 FlexPoints after spending $2,000 within the first 4 months
Card Stats

Card Stats

Annual Fee $55*
Additional Cards Annual Fee $10
Regular Purchase APR 14.24%-25.24%* Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.99% Variable
Late Fee -
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 14.24%-25.24%* Variable
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $25 Airline Allowance

    Reimbursement for up to $25 per air travel award ticket toward baggage fees or in-flight food and drinks.

  • $55 Annual Fee Credit

    If you spend $24,000 or more in a year.

  • Visa Discounts

    Discounts and offers at a variety of online and in-store retailers.

  • Visa® SavingsEdge®

    Complimentary program that gives up to a 15% discount on certain business purchases at qualifying merchants.

  • Visa® Payment Controls

    Lets you decide how, when and where your employees use their business cards.

  • Visa® Liability Waiver Program

    Protects your business from possible card misuse by terminated employees.

  • Car Rental Discounts

    Special offers and rates at National Car Rental, Enterprise Rent-A-Car, and Alamo Rent A Car.

  • Hideaway Report Membership

    Complimentary membership to Hideaway Report, a valuable travel industry community.

  • Andrew Harper Membership

    Complimentary membership to Andrew Harper.

Visa Signature Cardmembers will receive additional benefits which include:

  • Visa Signature Concierge

    Call 1-800-953-7392 any time for non-emergency assistance, like booking travel or making dining reservations.

  • Event Access, Offers, and Discounts

    Get special offers and discounts in categories like Travel, Entertainment, Fine Wine and Food, Sports, and Shopping.

  • Fraud Protection

    Proactively monitors your account for fraudulent activity.

  • Zero Fraud Liability

    You won’t be held responsible for unauthorized account activity (contact customer support immediately if you suspect fraud).

  • Emergency Cash Disbursement and Card Replacement

    Get cash or a replacement card sent to you ASAP.

  • Extended Warranty Protection

    Your card extends the time period for U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

  • Purchase Security

    For the first 90 days your eligible items are covered against theft or damage under certain circumstances.

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Travel Accident Insurance

    Provides coverage against accidental death and dismemberment for you and your family when traveling by common carrier.

  • Roadside Dispatch

    Emergency roadside assistance, like towing, fuel delivery, and tire changes. Third party service fees will apply.

  • Travel and Emergency Assistance

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

  • Lost Luggage Reimbursement

    Covers eligible checked or carry-on luggage against loss and theft. (Visa Signature cardholders only.)

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