The U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card is a good credit card. You’ll get 2 points for every $1 spent on your cell phone bills, airlines, gas or offices supplies.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0 the first year, then $55 for Account Owners and $10 for Authorized Employees the first year, then $55
- Intro Purchase APR -
- Regular Purchase APR 11.99%-17.99% (Variable)
- Earn 3 points for every $1 spent on qualifying charitable donations
- Earn 2 points for every $1 spent on cell phone bills
- Earn 2 points for every $1 spent on airlines, gas, or office supplies
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus 20,000 bonus points when you spend $3,500 in the first 4 months
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 11.99%-17.99% (Variable)
- Cash Advance APR 23.99% (Variable)
- Penalty APR 28.99% (Variable)
- Late Fee Up to $39
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $25 Airline Allowance: Reimbursement for up to $25 per air travel award ticket toward baggage fees or in-flight food and drinks.
- $55 Annual Fee Credit: If you spend $24,000 or more in a year.
- Savings Edge: Save up to 15% on eligible purchases.
- Zero Fraud Liability: You will not be held responsible for unauthorized use of your card.
- Emergency Cash Disbursement and Card Replacement
- Purchase Protection: Purchases are covered against theft or damage.
- Extended Warranty Protection: Eligible warranties can be extended by up to an additional year.
- Travel & Emergency Services: Help with travel emergencies.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
- Travel Accident Insurance: Get reimbursed if you or a family member gets in an accident while traveling.
- Lost Luggage Reimbursement: You will be reimbursed if your luggage is lost or stolen.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.