First Tech Platinum Rewards Mastercard®
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This card comes with a decent selection of Mastercard travel and shopping benefits, along with a long 0% intro balance transfer rate. You won’t have to worry about an annual fee, balance transfer fee, or foreign transaction fee.
Highlights & Features
Rewards
| Spending Rewards |
|---|
|
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 12 billing cycles |
| Regular Balance Transfer APR | 7.99%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $25 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 8.99%–18.00% Variable |
| Cash Advance Fee | None |
Card Benefits
PERKS
- Concierge Service
SECURITY
- Zero Liability on Unauthorized Charges
SHOPPING
- Purchase Protection
TRAVEL
- No Foreign Transaction Fee
- Auto Rental Insurance
- Baggage Delay Insurance
- Travel Accident Insurance
First Tech Platinum Rewards Mastercard®
Highlights
- 0% introductory rate on balance transfers for 12 billing cycles, after which your rate will be 7.99%–18.00% Variable
- 1X point per dollar spent on all purchases
- Mastercard Concierge
- Purchase Assurance
- Lost or Damaged Luggage Protection
- Trip Cancellation Coverage
- No balance transfer fee
- No foreign transaction fee
- Annual fee: $0
ABOUT THE ISSUER
First Tech Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-855-855-8805
With this card you can take advantage of no balance transfer fees, and a 0% introductory rate on balance transfers for 12 billing cycles, after which your rate will be 7.99%–18.00% Variable.
Reward points will never expire and you can redeem for things like travel, charitable donations, merchandise, events, and activities.
You’ll get to enjoy benefits such as Purchase Assurance, MasterRental Coverage, Trip Cancellation Protection, Baggage Delay Insurance, and a few more that you can see in your Mastercard Guide to Benefits if you’re approved.
This card has no annual fee.
