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This card should have no-fee in the name because there’s no annual, balance transfer, cash advance, or foreign transaction fee. You won’t earn rewards or statement credits, but you will get a nice selection of basic Mastercard shopping and travel benefits.
You can usually pay your bill online on yourCredit card issuer's website
This card from First Tech is a good option for balance transfer — you won’t have to worry about transfer fees because there isn’t one, and you’ll get a 0% introductory rate on balance transfers for 12 billing cycles, after which your rate will be 6.99%–18.00% Variable.
You’ll get a nice selection of Mastercard benefits like Mastercard Global Service, a Concierge, Lost or Damaged Luggage Protection, Travel Accident Protection, and a few more.
This card is rather basic, but there are no annual, foreign transaction, or cash advance fees.