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If you’re in the market for a balance transfer, this card offers a long 0% intro rate along with no balance transfer fee, potentially saving you interest on some accumulated debt. It’s also jam-packed with Mastercard World Elite benefits such as a monthly Lyft credit, concierge services, rental insurance, Purchase Assurance, Cellular Telephone Protection, and quite a bit more.
You can usually pay your bill online on yourCredit card issuer's website
The First Tech Odyssey Rewards World Elite Mastercard is a travel card that’s trying to do it all: broad travel and dining rewards, introductory APRs, lots of benefits, and credit limits up to $100,000.
This might be the balance transfer card you’re looking for because there’s no balance transfer fee, and you’ll get a 0% introductory rate on balance transfers for 12 billing cycles, after which your rate will be 6.99%–18.00% Variable. There’s also no cash advance fee, which is a rare find.
You’ll get World Elite Mastercard benefits like global concierge services, Cellular Wireless Telephone Protection, Purchase Assurance, a $10 Lyft credit each month, and plenty more.
The annual fee for this card is $75, $0 first year.
First Tech Federal Credit Union is also the official credit union of the Portland Trail Blazers, and they offer a Blazers version of this card that gives discounts on tickets and merchandise.