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This Mastercard from First Tech Federal Credit Union offers a long 0% intro APR period on balance transfers, and requires no transfer fee. You’ll reap spending rewards for a wide range of categories while you enjoy all the benefits the World Mastercard level offers, for no annual fee.
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 12 billing cycles |
Regular Balance Transfer APR | 8.25%–18.00% Variable |
Balance Transfer Fee | None |
Penalty APR | N/A |
Late Fee | Up to $25 |
Returned Payment Fee | Up to $25 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 9.25%–18.00% Variable |
Cash Advance Fee | None |
You can usually pay your bill online on your
Credit card issuer's website1-855-855-8805
The Choice Rewards World Mastercard from First Tech Federal Credit Union is a rewards card designed for balance transfers and general purchases.
You’ll get a 0% intro balance transfer APR for 12 billing cycles, and then 8.25%–18.00% Variable. There’s no balance transfer fee, making this card ideal for transferring larger balances that are accruing interest on another card.
You can take advantage of a broad selection of World Mastercard benefits, such as Purchase Assurance, Airport Concierge, MasterRental Insurance, MasterAssist, and quite a few more.
This card has no annual, foreign transaction, or cash advance fees.