Choice Rewards World Mastercard®
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This Mastercard from First Tech Federal Credit Union offers a long 0% intro APR period on balance transfers, and requires no transfer fee. You’ll reap spending rewards for a wide range of categories while you enjoy all the benefits the World Mastercard level offers, for no annual fee.
Highlights & Features
Rewards
- 2X points per dollar spent on:
- Groceries
- Gas
- Electronics
- Medical expenses
- Household goods
- Telecommunications
- 1X point per dollar spent on all other purchases
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 12 billing cycles |
| Regular Balance Transfer APR | 8.25%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $25 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 9.25%–18.00% Variable |
| Cash Advance Fee | None |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
SHOPPING
- Discount Portal
- Purchase Protection
TRAVEL
- No Foreign Transaction Fee
- Auto Rental Insurance
- Emergency Travel Assistance
- Trip Interruption Insurance
- Lost Luggage Reimbursement
- Baggage Delay Insurance
- Travel Accident Insurance
Choice Rewards World Mastercard®
Highlights
- 2X points per dollar spent on groceries, gas, electronics, medical, household goods, and telecommunications
- 20,000 points when you spend $3,000 in the first 60 days
- 0% intro balance transfer APR for 12 billing cycles, and then 8.25%–18.00% Variable
- MasterAssist Insurance, Purchase Assurance, and ShopRunner membership
- No balance transfer fee, foreign transaction fee, or cash advance fee
- No annual fee
ABOUT THE ISSUER
First Tech Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-855-855-8805
The Choice Rewards World Mastercard from First Tech Federal Credit Union is a rewards card designed for balance transfers and general purchases.
You’ll get a 0% intro balance transfer APR for 12 billing cycles, and then 8.25%–18.00% Variable. There’s no balance transfer fee, making this card ideal for transferring larger balances that are accruing interest on another card.
You can take advantage of a broad selection of World Mastercard benefits, such as Purchase Assurance, Airport Concierge, MasterRental Insurance, MasterAssist, and quite a few more.
This card has no annual, foreign transaction, or cash advance fees.
