First Progress Platinum Elite Mastercard® Secured Credit Card


For People with
Bad Credit

REVIEWS

Reviews

The First Progress Platinum Elite Mastercard® Secured Credit Card could be a good option for anyone with no credit history or some major credit history blemishes, who wants to start building credit .

This is a secured credit card, so your credit line for this card will be based on a refundable security deposit (of $200-$2,000) instead of your creditworthiness.

The card reports to all three credit bureaus every month to help you establish or re-establish a credit history, and maintains a $29 annual fee.

Card Quick Facts

Card Quick Facts

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

For People with
Bad Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $29
Additional Cards Annual Fee -
Regular Purchase APR 20.49% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology None
Minimum Credit Limit $200
Maximum Credit Limit $2,000
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 25.49% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • No Minimum Credit Score

    You don’t need a particular credit score, or even a credit history, to apply for these cards.

Visitor Reviews

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Average rating:  
 1 reviews
by TSimpkins
This is the worst card- REGRET GETTING INTO THIS MESS

ZERO RATING: It took me over a month and a half to finally receive my card (10 Aug. email stating my card was being sent- and I received this card on 21Sept. 2018) & when I did - I also had a bill stating that I would be charged a late fee - huh?? I called Customer Service only to be treated like they're doing me a favor for taking off the fee instead of seeing the flaw... Bottom line: the math doesn't add up... I made a $200.00 deposit, get charge$78.00 and Per Greg my card is declined because I needed to make a $49.00 payment... How is that? I just got this card and it's a nightmare... I wish I heeded to the reviews...this company disappoints....

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