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First PREMIER Bank Credit Card

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Our rating
Credit range: Bad
Annual Fee: Up to $125 the first year, up to $49 each year after that
Regular APR: 36.00% Fixed

First PREMIER Bank Credit Card

Our rating
Bad Credit range
Up to $125 the first year, up to $49 each year after that Annual Fee
Apply Now Read our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None

Fees

Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Additional Cards Annual Fee $29
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 36.00% Fixed
  • Cash Advance Fee: 5%, $8 minimum
ABOUT THE ISSUER

First PREMIER Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-987-5521 or

Try a different phone number
First PREMIER Bank Credit Card

Highlights

  • Must have a checking account to qualify
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit reports each month
  • Your First PREMIER Bank credit card activity is reported to the Consumer Reporting Agencies each month
  • Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit scores alone do not guarantee or imply approval for any First PREMIER® Bank product

The First PREMIER Bank Credit Card has an extremely high APR and huge fees. This is not a card that we recommend using.

You’ll pay a one-time $95 program fee to open the account, which most card issuers don’t charge. Then you’ll pay an annual fee and monthly fees that depend on your initial credit limit:

Credit Limit Annual Fee Monthly Fee
$300 $75 first year, $45 after that $6.25
$400 $100 first year, $45 after that $6.25
$500 $125 first year, $49 after that $10.40