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The First PREMIER Bank Credit Card has an extremely high APR and huge fees. This is not a card that we recommend using.
You’ll pay a one-time program fee to open the account, which most card issuers don’t charge. Then you’ll pay an annual fee and monthly fees that depend on your initial credit limit:
|Credit Limit||Program Fee||Monthly Fee||Annual Fee||Initial Available Credit|
|$300||$95 (one-time)||$0 for one year, then $6.25 monthly ($75 yearly)||$75 for one year, then $45||$225.00|
|$400||$95 (one-time)||$0 for one year, then $6.25 monthly ($75 yearly)||$100 for one year, then $45||$300.00|
|$500||$95 (one-time)||$0 for one year, then $10.40 monthly ($124.80 yearly)||$125 for one year, then $49||$375.00|
|$600||$75 (one-time)||$5.85 monthly for one year $70.20 yearly), then $8.25 monthly ($99 yearly)||$79 for one year, then $49||$515.15|
|$700||$55 (one-time)||$8.00 monthly for one year ($96.00 yearly), then $10.40 monthly ($124.80 yearly)||$79 for one year, then $49||$613.00|