First PREMIER® Bank Credit Card
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First PREMIER® Bank Credit Card
Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $38 |
| Returned Payment Fee | Up to $38 |
| Additional Cards Annual Fee | $29 |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 36.00% Fixed |
| Cash Advance Fee | 5%, $8 minimum |
First PREMIER® Bank Credit Card
Highlights
- Must have a checking account to qualify
- Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit reports each month
- Your First PREMIER Bank credit card activity is reported to the Consumer Reporting Agencies each month
- Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit scores alone do not guarantee or imply approval for any First PREMIER® Bank product
ABOUT THE ISSUER
First PREMIER Bank
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe First PREMIER Bank Credit Card has an extremely high APR and huge fees. This is not a card that we recommend using.
You’ll pay a one-time program fee to open the account, which most card issuers don’t charge. Then you’ll pay an annual fee and monthly fees that depend on your initial credit limit:
| Credit Limit | Program Fee | Monthly Fee | Annual Fee | Initial Available Credit |
|---|---|---|---|---|
| $300 | $95 (one-time) | $0 for one year, then $6.25 monthly ($75 yearly) | $75 for one year, then $45 | $225.00 |
| $400 | $95 (one-time) | $0 for one year, then $6.25 monthly ($75 yearly) | $100 for one year, then $45 | $300.00 |
| $500 | $95 (one-time) | $0 for one year, then $10.40 monthly ($124.80 yearly) | $125 for one year, then $49 | $375.00 |
| $600 | $75 (one-time) | $5.85 monthly for one year $70.20 yearly), then $8.25 monthly ($99 yearly) | $79 for one year, then $49 | $515.15 |
| $700 | $55 (one-time) | $8.00 monthly for one year ($96.00 yearly), then $10.40 monthly ($124.80 yearly) | $79 for one year, then $49 | $613.00 |
