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First PREMIER Bank Credit Card

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RUNNER UP Best Credit Cards for Bad Credit
Our rating
Min. credit level: Bad
Annual Fee: Up to $125 the first year, up to $49 each year after that
Regular APR: 36.00% Fixed

First PREMIER Bank Credit Card

Our rating
Bad Min. credit level
Up to $125 the first year, up to $49 each year after that Annual Fee
Apply Now Read our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $38
Returned Payment Fee Up to $38
Additional Cards Annual Fee $29
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 36.00% Fixed
Cash Advance Fee 5%, $8 minimum
How to Get a Cash Advance with a Credit Card
First PREMIER Bank Credit Card

Highlights

  • Must have a checking account to qualify
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit reports each month
  • Your First PREMIER Bank credit card activity is reported to the Consumer Reporting Agencies each month
  • Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit scores alone do not guarantee or imply approval for any First PREMIER® Bank product
ABOUT THE ISSUER

First PREMIER Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-987-5521 or

Try a different phone number

The First PREMIER Bank Credit Card has an extremely high APR and huge fees. This is not a card that we recommend using.

You’ll pay a one-time $95 program fee to open the account, which most card issuers don’t charge. Then you’ll pay an annual fee and monthly fees that depend on your initial credit limit:

Credit Limit Annual Fee Monthly Fee
$300 $75 first year, $45 after that $6.25
$400 $100 first year, $45 after that $6.25
$500 $125 first year, $49 after that $10.40