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Evergreen Rewards Visa® Card

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This simple rewards Visa card is coming in hot with 2% cash back for everything you buy plus a long 0% introductory APR for both purchases and balance transfers, and no annual fee. You’ll find those kinds of features on many cards, but all three in one package is rare.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 18.24%–25.24% Variable
Intro Balance Transfer APR: 0% for 12 billing cycles
Intro Purchase APR: 0% for 12 billing cycles

Evergreen Rewards Visa® Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 2% cash back on all purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 billing cycles
Regular Balance Transfer APR 18.24%–25.24% Variable
Balance Transfer Fee 5%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $15 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Free Credit Score
  • Zero Liability on Unauthorized Charges
  • Roadside Assistance
Evergreen Rewards Visa® Card


  • 2% cash back on all purchases
  • 0% intro APR for purchases and balance transfers for 12 billing cycles, then 18.24%–25.24% Variable
  • Rewards do not expire
  • View one of your FICO Scores each month for free
  • Roadside Dispatch
  • 3% foreign transaction fee
  • No annual fee

First National Bank of Omaha

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You can usually pay your bill online on your

Credit card issuer's website

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The Evergreen Rewards Visa Card, issued by First National Bank of Omaha, is a basic card with a few great features.

Along with a high overall cash back rate, you’ll get a 0% introductory APR for 12 billing cycles for purchases and balance transfers, then your rates will be 18.24%–25.24% Variable.

There’s a 3% foreign transaction fee and no annual fee.

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