Business Edition® Secured Visa® Card
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Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 20.24% Variable |
| Balance Transfer Fee | 5%, $10 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | $35 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 27.49% Variable |
| Cash Advance Fee | 5%, $15 minimum |
Business Edition® Secured Visa® Card
Highlights
- Request your own credit line between $2,000 and $100,000 (subject to credit approval)
- Provide a security deposit of 110% of your requested limit
- Visa SavingsEdge® gives you automatic rebates for purchases at qualified merchants
- Earn interest on your security deposit
- $39 annual fee
ABOUT THE ISSUER
First National Bank of Omaha
Manage your Account & Pay your Bill
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Credit card issuer's websiteThe Business Edition Secured Visa Card provides small to medium-sized business owners with a way to fund their business, even with poor or bad credit.
This is a secured credit card, which means it requires a security deposit when you’re approved. You can request your own credit limit (subject to credit approval) between $2,000 and $100,000, and your security deposit must be equal to 110% of your requested limit.
You won’t earn any rewards with this card, but there are a few extra benefits and you’ll actually be able to earn interest on your security deposit. This card is meant to help build your credit, and if you use it responsibly you’ll have a chance to improve your scores and eventually qualify for more rewarding options.
There is a $39 annual fee for this card, but no monthly fees.
