Skip to content

Business Edition® Secured Visa® Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Bad
Annual Fee: $39
Regular APR: 20.24% Variable

Business Edition® Secured Visa® Card

Our rating
Bad Credit range
$39 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 20.24% Variable
Balance Transfer Fee 5%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $15 minimum
How to Get a Cash Advance with a Credit Card
Business Edition® Secured Visa® Card

Highlights

  • Request your own credit line between $2,000 and $100,000 (subject to credit approval)
  • Provide a security deposit of 110% of your requested limit
  • Visa SavingsEdge® gives you automatic rebates for purchases at qualified merchants
  • Earn interest on your security deposit
  • $39 annual fee
ABOUT THE ISSUER

First National Bank of Omaha

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-853-9586 or

Try a different phone number

The Business Edition Secured Visa Card provides small to medium-sized business owners with a way to fund their business, even with poor or bad credit.

This is a secured credit card, which means it requires a security deposit when you’re approved. You can request your own credit limit (subject to credit approval) between $2,000 and $100,000, and your security deposit must be equal to 110% of your requested limit.

You won’t earn any rewards with this card, but there are a few extra benefits and you’ll actually be able to earn interest on your security deposit. This card is meant to help build your credit, and if you use it responsibly you’ll have a chance to improve your scores and eventually qualify for more rewarding options.

There is a $39 annual fee for this card, but no monthly fees.