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RATING

Business Edition® Secured Visa® Card

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Our rating
Min. credit level: Limited Credit History
Annual Fee: $39
Regular APR: 20.24% Variable

Business Edition® Secured Visa® Card

Our rating
Limited Credit History Min. credit level
$39 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 20.24% Variable
Balance Transfer Fee 5%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $15 minimum
How to Get a Cash Advance with a Credit Card
Business Edition® Secured Visa® Card

Highlights

  • Request your own credit line between $2,000 and $100,000 (subject to credit approval)
  • Provide a security deposit of 110% of your requested limit
  • Visa SavingsEdge® gives you automatic rebates for purchases at qualified merchants
  • Earn interest on your security deposit
  • $39 annual fee
ABOUT THE ISSUER

First National Bank of Omaha

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-853-9586 or

Try a different phone number

The Business Edition Secured Visa Card provides small to medium-sized business owners with a way to fund their business, even with poor or bad credit.

This is a secured credit card, which means it requires a security deposit when you’re approved. You can request your own credit limit (subject to credit approval) between $2,000 and $100,000, and your security deposit must be equal to 110% of your requested limit.

You won’t earn any rewards with this card, but there are a few extra benefits and you’ll actually be able to earn interest on your security deposit. This card is meant to help build your credit, and if you use it responsibly you’ll have a chance to improve your scores and eventually qualify for more rewarding options.

There is a $39 annual fee for this card, but no monthly fees.

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