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This unsecured card is designed for consumers trying to rebuild their credit, but you should consider the number of fees and negative reviews associated with the issuer. You’ll have access to a small credit line when using this card, and that’s about all it has to offer.
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | See Terms |
Penalty APR | 29.90% (Fixed) |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $40 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 1% |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 29.90% |
Cash Advance Fee | $0 during the first year; after the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100) |
You can usually pay your bill online on your
Credit card issuer's website1-844-222-5695
The Destiny Mastercard is an unsecured card that offers consumers with an imperfect credit history a way to rebuild and access a small line of credit.
You’ll get a credit limit of $300, but you won’t get any rewards, benefits, or perks.
Customer service for this card is reported to be very poor, and you’ll probably incur a number of fees from normal use. Examples include:
The annual fee for this card is $59-$99.