Fidelity® Rewards Visa Signature® Card

For People with
Fair Credit



The Fidelity® Rewards Visa Signature® Card allows users the chance to earn cash rewards and travel benefits.

With no annual fee, it offers unlimited 2X points per $1 on every eligible purchase. Your points are worth 1 cent each, giving you an excellent 2% cash back equivalent for every purchase, but you need to redeem those points into an eligible Fidelity account.

So you’re more limited with this card than other flat-rate cards because you have to redeem into a particular account. Other cards have rewards that are easier to redeem, like the Citi® Double Cash Card - 18 month BT offer (Review), which offers 2% cash back but lets you redeem for statement credits.

Card Quick Facts

Card Quick Facts

  • 2X points per $1 spent on all purchases; equivalent to 2% cash back when redeeming into an eligible Fidelity account
  • Visa Signature Concierge Service
  • Visa Signature benefits and discounts on travel, dining, sports, entertainment, shopping, and more
  • Shopping and travel protections
  • No annual fee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 2X points per dollar for all purchases
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 1%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 15.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Signature Concierge

    Provides non-emergency assistance for a variety of tasks, like dining reservations and travel plans.

  • Visa Signature Discounts and Benefits

    Provides offers and discounts in a variety of categories, like travel, dining, sports, entertainment, and shopping.

  • Zero Liability Protection

    Cardholders aren’t held responsible for unauthorized transactions. Contact customer support immediately if you suspect fraud.

  • Purchase Security

    Eligible purchases are covered against damage and theft.

  • Warranty Manager Service

    Register your warranties to collect them in one easy place, and get extensions for eligible manufacturer’s warranties.

  • Travel & Emergency Assistance Services

    Provides help with travel emergencies, including medical and legal referrals.

  • Auto Rental Collision Damage Waiver

    Eligible rental vehicles are covered against collision damage and theft, when the rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    Eligible luggage is covered against loss and theft when traveling by common carrier.

  • Travel Accident Insurance

    Provides $250,000 in coverage against accidental death and dismemberment when traveling by common carrier.

  • Roadside Dispatch

    Call for help if you have an emergency while on the road. Third party service costs will apply.

Visitor Reviews

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