Fidelity® Investment Rewards® American Express® Card

This card is no longer offered. It has been replaced by the Fidelity Investment Rewards Visa Signature Card.

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  • Rewards
    • Earn 2% cash back on all purchases when you deposit your rewards into an eligible Fidelity account; includes Fidelity® Cash Management Account, Brokerage account, Fidelity-managed 529 account, and Retirement account
    • Family members can link their Fidelity Rewards cards to your account
    • There is no limit to the amount of points you can earn
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 1%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 0%
  • Cash Advance APR 16.99%-24.99% (Variable)
  • Penalty APR Up to 29.99%
  • Late Fee Up to $35
  • Returned Payment Fee Up to $25

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 24/7 Concierge Service


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.


  • Purchase Protection: Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.


  • Travel & Emergency Services: Help with emergencies while traveling.
  • Car Rental Loss and Damage Insurance: Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered.

American Express Benefits

  • This card comes with American Express benefits. You will be provided with a list of specific benefits when you get your card.

Visitor Reviews

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