Wells Fargo® Business Secured Credit Card

The Wells Fargo® Business Secured Visa Credit Card helps new businesses establish credit with Wells Fargo. Your credit line is equal to the amount of money you deposit. Credit limits range from $500 to $25,000.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • Choose one:
    • Earn 1 point for every $1 spent on all purchases if you pay $50 per year, except the fire, to participate in then Wells Fargo Business Card Rewards® Program
    • Earn 1% cash back for every $1 spent on all purchases if you pay $50 per year, except the fire, to participate in then Wells Fargo Business Card Rewards® Program
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 18.99% (Variable)
  • Cash Advance APR 23.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $38
  • Returned Payment Fee Up to $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • 10 Cards For You & Employees
  • Wells Fargo Business Card Rewards®: Earn rewards if you want by paying $50 per year to participate, expect the first year which is $0.
  • $10 Cash Rewards Bonus: Every time you spend $1,000.
  • 10% Points Bonus: When you redeem online.
  • More Bonus Points:  When you shop online or in person at the Earn More Mall.
  • Card Design Studio®: Design your own card.

Account Management

  • Wells Fargo Business Online®: Monitor account activity, make payments, and transfer money.
  • Business Spending Report: Organize transactions into spending categories.

Security

  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Overdraft Protection: Link your card to your Wells Fargo business checking account to avoid overdraft fees.

Shopping

  • Purchase Protection: Purchases are covered for 90 days against theft or damage.
  • Extended Warranty Protection: Eligible warranties can be extended by up to an additional year.

Travel

  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $50,000.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

The Insider

Susan Shain
Can You Pay Rent With Credit Cards? Is It Smart?
Susan Shain | Jul 18, 2018

If you want to get something out of paying your rent every month besides a place to live, you may want to pay rent with credit cards. We'll teach you how.

Read More
Brendan Harkness
Review of the L.L.Bean Mastercard
Brendan Harkness | Jul 18, 2018

The L.L.Bean Mastercard is popular for its benefits and rewards at L.L.Bean, but is it worth adding to your wallet? Read our review to find out.

Read More
Susan Shain
The Surprising Truth About APR vs. Interest Rate for Credit Cards
Susan Shain | Jul 11, 2018

How do issuers calculate their APR vs. interest rate for credit cards? The answer may surprise you. Find out what's important when looking at APRs.

Read More