Wells Fargo® Business Secured Credit Card

The Wells Fargo® Business Secured Visa Credit Card helps new businesses establish credit with Wells Fargo. Your credit line is equal to the amount of money you deposit. Credit limits range from $500 to $25,000.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • Choose one:
    • Earn 1 point for every $1 spent on all purchases if you pay $50 per year, except the fire, to participate in then Wells Fargo Business Card Rewards® Program
    • Earn 1% cash back for every $1 spent on all purchases if you pay $50 per year, except the fire, to participate in then Wells Fargo Business Card Rewards® Program
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 18.99% (Variable)
  • Cash Advance APR 23.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $38
  • Returned Payment Fee Up to $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • 10 Cards For You & Employees
  • Wells Fargo Business Card Rewards®: Earn rewards if you want by paying $50 per year to participate, expect the first year which is $0.
  • $10 Cash Rewards Bonus: Every time you spend $1,000.
  • 10% Points Bonus: When you redeem online.
  • More Bonus Points:  When you shop online or in person at the Earn More Mall.
  • Card Design Studio®: Design your own card.

Account Management

  • Wells Fargo Business Online®: Monitor account activity, make payments, and transfer money.
  • Business Spending Report: Organize transactions into spending categories.

Security

  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Overdraft Protection: Link your card to your Wells Fargo business checking account to avoid overdraft fees.

Shopping

  • Purchase Protection: Purchases are covered for 90 days against theft or damage.
  • Extended Warranty Protection: Eligible warranties can be extended by up to an additional year.

Travel

  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $50,000.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

The Insider

John Ganotis
Metal Credit Cards You Can Get Right Now
John Ganotis | Jul 26, 2017

Read More
John Ganotis
Review of the Blue Business Plus Credit Card from American Express
John Ganotis | Jul 25, 2017

Read More
John Ganotis
Review of the Amex EveryDay and Amex EveryDay Preferred Credit Cards
John Ganotis | Jul 20, 2017

The Amex EveryDay and EveryDay Preferred Credit Cards are popular reward cards, but is either worth getting? Read our review to find out.

Read More