Wells Fargo Business Elite Card

The Wells Fargo Business Elite Card provides businesses with a way to manage employee expenses.

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  • Rewards
    • Choose one:
    • Earn 1 point for every $1 spent on all purchases
    • Earn 1% cash back for every $1 spent on all purchases
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee N/A
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR 20.74% (Variable)
  • Penalty APR -
  • Late Fee -
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 5,000 Bonus Points or $50 Cash Back: When you spend $10,000 or more in a month.
  • Card Design Studio®: Customize your card.
  • Grace Period: Up to 25 days on purchases.
  • Visa® SavingsEdge: Discounts of up to 15%.

Account Management

  • Wells Fargo Business Online®: Manage your account.
  • Company Administrators: 3 administrators to manage accounts.
  • Spending Controls


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Overdraft Protection: Link your card to your Wells Fargo business checking account to avoid overdraft fees.


  • Purchase Protection: Protection against theft or damage on eligible items.
  • Extended Warranty Protection: Eligible warranties can be extended by up to an additional year.


  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Travel Accident Insurance: Get reimbursed if you or a family member gets in an accident while traveling; up to $250,000.

Visa Benefits

  • This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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The Insider

Brendan Harkness
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Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
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The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

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