Credit Cards for Fair Credit

Advertiser Disclosure

If you have a fair credit rating (FICO credit score of 660–699), you fall within a challenging range as far as your credit card selection goes.

You may have wound up here by staying too close to your credit limit for too long, or having a history of delinquent payments.

You’re not out of luck, though. There are plenty of unsecured credit cards from major issuers and banks for people with fair credit. Generous rewards, cash back, and points programs may be noticeably absent from credit cards. They might also not include some of the cardmember perks like purchase protection, rental vehicle coverages, and other services typically available to people with more favorable scores.

Want to see our favorites? Check out Editor’s Picks for the Best Credit Cards for Fair Credit – 2017.

Worried about whether or not you’ll be approved for a credit card? Learn how to check to see if you’re prequalified for any credit cards without hurting your credit at all.

This page shows cards that are marketed toward people with fair credit. Cards designed for higher and lower credit levels are not included. For example, cards for people with bad credit are not included on this page, even though it would be possible to get those cards if you have fair credit.

The Insider

Brendan Harkness
Best Balance Transfer Credit Cards – 2017
Brendan Harkness | May 15, 2017

Balance transfers let you move debt from a high-interest account to one with lower (or zero) interest, but which cards have the best offers? Find out here.

Read More
John Ganotis
U.S. Bank Altitude Reserve Visa Infinite Card Review: Is it worth the $400 annual fee?
John Ganotis | May 11, 2017

The U.S. Bank Altitude Reserve Visa Infinite Card has lots of benefits, but is it worth the $400 annual fee? Read our review to decide for yourself.

Read More
John Ganotis
MasterCard® Black Card™ Review: Is it worth the $495 annual fee?
John Ganotis | Mar 01, 2017

The MasterCard® Black Card™ is a metal credit card for people who travel frequently. But are its benefits worth the $495 annual fee?

Read More