Credit Cards for Fair Credit

Advertiser Disclosure

If you have a fair credit rating (FICO credit score of 660–699), you fall within a challenging range as far as your credit card selection goes.

You may have wound up here by staying too close to your credit limit for too long, or having a history of delinquent payments.

You’re not out of luck, though. There are plenty of unsecured credit cards from major issuers and banks for people with fair credit. Generous rewards, cash back, and points programs may be noticeably absent from credit cards. They might also not include some of the cardmember perks like purchase protection, rental vehicle coverages, and other services typically available to people with more favorable scores.

Want to see our favorites? Check out Editor’s Picks for the Best Credit Cards for Fair Credit – 2017.

Worried about whether or not you’ll be approved for a credit card? Learn how to check to see if you’re prequalified for any credit cards without hurting your credit at all.

This page shows cards that are marketed toward people with fair credit. Cards designed for higher and lower credit levels are not included. For example, cards for people with bad credit are not included on this page, even though it would be possible to get those cards if you have fair credit.

The Insider

Brendan Harkness
Review of the Starwood Preferred Guest Cards from American Express
Brendan Harkness | Oct 11, 2017

The Starwood Preferred Guest consumer and business credit cards from American Express offer up to 5 points at SPG locations and a variety of great benefits.

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Brendan Harkness
Platinum Card® from American Express Review: Is it worth the $550 annual fee?
Brendan Harkness | Sep 20, 2017

The Platinum Card from American Express provides a wide range of benefits and rewards, but is it worth the $550 annual fee?

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John Ganotis
Is my credit card account open if I didn’t activate the card yet?
John Ganotis | Sep 18, 2017

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