Express NEXT Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The Express NEXT Credit Card is a store card that you can use at Express stores only, offering cardholders 20 points per dollar spent, and a $10 reward certificate for every 2,500 points ($125 spend) you earn.

This card has no annual fee and you’ll be able to enjoy 20% off your first purchase after you open your card.

Where can I use my Express NEXT Credit Card?

Express and express.com

Card Quick Facts

Card Quick Facts

  • Earn 20 points for every $1 spent at Express, both in-store and online
  • 20% off your first purchase
  • $10 reward certificate for 2,500 points
  • Complimentary birthday gift
  • Upgrade to A-List status for better benefits by earning 7,500 points
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2o points per dollar spent at Express, both in-store and online
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 28.99% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $10 Reward Certificate

    Every 2,500 points earns a $10 reward certificate to Express.

  • Bonus Points

    Monthly opportunities to earn bonus points.

  • Birthday Gift

    Receive a gift on your birthday from Express.

  • A-List Status

    After earning 7,500 points.

  • Free Standard Shipping

    On Express.com orders when you pay with your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Abigail Welles
How to Protect Yourself From Credit Card Fraud: Scams, Skimmers, and Phishing
Abigail Welles | Sep 20, 2019

Do you know what a credit card skimmer is? You may have swiped your card through one without even knowing, leaving your information in the hands of a thief.

Read More
Jacob Lunduski
2019 Survey: 40% of Retail Store Credit Cardholders Regret Applying
Jacob Lunduski | Sep 19, 2019

Do you have a retail store credit card? Is it useful, or do you get hit with interest and fees? Learn why so many people regret getting store cards here.

Read More
Abigail Welles
What Is a Data Breach and What Should I Do If I Am a Victim of One?
Abigail Welles | Sep 17, 2019

Data breaches are more common than ever, exposing the confidential information of millions of Americans each year. Have you been involved in a breach?

Read More