Express NEXT Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The Express NEXT Credit Card is a store card that you can use at Express stores only, offering cardholders 20 points for every $1 spent, and a $10 reward certificate for every 2,500 points ($125 spend) you earn.

This card has no annual fee and you’ll be able to enjoy 20% off your first purchase after you open your card.

Where can I use my Express NEXT Credit Card?

Express and express.com

Card Quick Facts

Card Quick Facts

  • Earn 20 points for every $1 spent at Express, both in-store and online
  • 20% off your first purchase
  • $10 reward certificate for 2,500 points
  • Complimentary birthday gift
  • Upgrade to A-List status for better benefits by earning 7,500 points
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2o points per $1 spent at Express, both in-store and online
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 28.99% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $10 Reward Certificate

    Every 2,500 points earns a $10 reward certificate to Express.

  • Bonus Points

    Monthly opportunities to earn bonus points.

  • Birthday Gift

    Receive a gift on your birthday from Express.

  • A-List Status

    After earning 7,500 points.

  • Free Standard Shipping

    On Express.com orders when you pay with your card.

Visitor Reviews

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