Express NEXT Credit Card

The Express NEXT Credit Card is a store card that you can use at Express stores only, offering cardholders 15 points for every $1 spent, and a $10 reward certificate for earning 2,500 points.

This is a store-branded card. You may be able to get better rewards and terms with a general-use reward credit card instead.

Learn more about reward credit cards
Was this helpful?


Can't watch the video now? Read the full transcript here.

Quick View

Quick View

  • Rewards
    • Earn 15 points for every $1 spent at Express, both in-store and online
  • Signup Bonus None
  • Chip Technology None
  • Foreign Transaction Fee -
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR -
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee Up to $25

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • $10 Reward Certificate: Every 2,500 points earns a $10 reward certificate to Express.
  • Bonus Points: Monthly opportunities to earn bonus points.
  • Birthday Gift
  • A-List Status: After earning 7,500 points.
  • Free Standard Shipping: On orders when you pay with your card.
  • Upgrade to the Express NEXT A-List Credit Card for better benefits.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

Read More
Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More
Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

Read More