Express NEXT Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The Express NEXT Credit Card is a store card that you can use at Express stores only, offering cardholders 15 points for every $1 spent, and a $10 reward certificate for earning 2,500 points.

Card Quick Facts

Card Quick Facts

  • Earn 15 points for every $1 spent at Express, both in-store and online
  • $10 reward certificate for 2,500 points
  • Complimentary birthday gift
  • Upgrade to A-List status for better benefits by earning 7,500 points
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 15 points for every $1 spent at Express, both in-store and online

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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