Credit Cards for Excellent Credit

Advertiser Disclosure

If you have an excellent credit rating (credit score of 740-850), congratulations: you’ll be eligible for the most competitive interest rates on your mortgage, credit cards, auto loans, and virtually every other loan product on the market. Excellent credit also entitles you to receive a wide variety of fantastic benefits on credit cards, including strong cash back programs, generous introductory offers and bonus points, all the extra benefits like purchase protection and warranty extensions, and the lowest APR, or interest rate available.  You’ll also have access to premium benefits that no other cards offer, such as enhanced concierge services, access to luxury airport lounges, and valuable travel and shopping offers.