Skip to content

Fidelity® Rewards Visa Signature® Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

You’ll need to have an eligible Fidelity account to redeem the 2X points per dollar you’ll earn with this card. Aside from that caveat, the Fidelity Rewards Visa Signature is not bad since it has no annual fee and offers some useful benefits.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 13.99% Variable

Fidelity® Rewards Visa Signature® Card

Our rating
Fair Min. credit level
$0 Annual Fee
How To Apply

Highlights & Features


  • 2X points per dollar for all purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 13.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 1%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee 3%, $5 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Zero Liability on Unauthorized Charges
  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • Roadside Assistance
  • Emergency Travel Assistance
  • Lost Luggage Reimbursement
  • Travel Accident Insurance

Elan Financial Services

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


The Fidelity Rewards Visa Signature Card allows users the chance to earn cash rewards and travel benefits.

With no annual fee, it offers unlimited 2X points per dollar on every eligible purchase. Your points are worth 1 cent each, giving you an excellent 2% cash back equivalent for every purchase, but you need to redeem those points into an eligible Fidelity account.

So you’re more limited with this card than other flat-rate cards because you have to redeem into a particular account. Other cards have rewards that are easier to redeem, like the Citi® Double Cash Card – 18 month BT offer (Review), which offers 2% cash back but lets you redeem for statement credits (must pay at least the minimum due on time).

Scroll to top