Fidelity® Rewards Visa Signature® Card
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You’ll need to have an eligible Fidelity account to redeem the 2X points per dollar you’ll earn with this card. Aside from that caveat, the Fidelity Rewards Visa Signature is not bad since it has no annual fee and offers some useful benefits.
Highlights & Features
Rewards
- 2X points per dollar for all purchases
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 13.99% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | $40 |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 1% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 23.99% |
| Cash Advance Fee | 3%, $5 minimum |
Card Benefits
PERKS
- Concierge Service
SECURITY
- Zero Liability on Unauthorized Charges
SHOPPING
- Purchase Protection
- Extended Warranty Protection
TRAVEL
- Auto Rental Insurance
- Roadside Assistance
- Emergency Travel Assistance
- Lost Luggage Reimbursement
- Travel Accident Insurance
ABOUT THE ISSUER
Elan Financial Services
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-866-598-4971
The Fidelity Rewards Visa Signature Card allows users the chance to earn cash rewards and travel benefits.
With no annual fee, it offers unlimited 2X points per dollar on every eligible purchase. Your points are worth 1 cent each, giving you an excellent 2% cash back equivalent for every purchase, but you need to redeem those points into an eligible Fidelity account.
So you’re more limited with this card than other flat-rate cards because you have to redeem into a particular account. Other cards have rewards that are easier to redeem, like the Citi® Double Cash Card – 18 month BT offer (Review), which offers 2% cash back but lets you redeem for statement credits (must pay at least the minimum due on time).
