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Edward Jones World Mastercard®

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This travel rewards card offers a long 0% intro APR, a slew of World Mastercard benefits, and a generous signup bonus — all for no annual fee. You’ll earn rewards on prepaid hotels and car rentals booked with the Edward Jones Rewards Travel Center. Since this card has a foreign transaction fee, you’ll want to pair it with another travel card unless you’re only traveling domestically.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 12.99% Variable
Intro Balance Transfer APR: 0% for 12 billing cycles

Edward Jones World Mastercard®

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 5X Bonus Loyalty Points per dollar when you book directly with Edward Jones Rewards Travel Center on:
    • Prepaid hotels
    • Prepaid car rentals
  • 1X Bonus Loyalty Point per dollar on all other purchases
Introductory Bonus
  • 10,000 Bonus Loyalty Points after spending $500 within 90 days of account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 billing cycles
Regular Balance Transfer APR 12.99% Variable
Balance Transfer Fee 0% for 60 days, then 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 1%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.99% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Free Credit Score
SECURITY
  • Zero Liability on Unauthorized Charges
SHOPPING
  • Discount Portal
  • Purchase Protection
  • Extended Warranty Protection
TRAVEL
  • Auto Rental Insurance
  • Travel Accident Insurance
Edward Jones World Mastercard®

Highlights

  • 4X Bonus Loyalty Points per dollar when you book directly with Edward Jones Rewards Travel Center on prepaid hotels and prepaid car rentals
  • 1X Bonus Loyalty Point per dollar on all other purchases
  • 10,000 Bonus Loyalty Points after spending $500 within 90 days of account opening
  • 0% intro APR for 12 billing cycles on balance transfers, then 12.99% Variable
  • Cellular Telephone Protection
  • Free ShopRunner membership
  • 1% foreign transaction fee
  • No annual fee
ABOUT THE ISSUER

Elan Financial Services

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-558-3424

You’ll get a 0% intro APR for 12 billing cycles on balance transfers, then 12.99% Variable. You also won’t pay a fee if you make the transfer within the first 60 days of opening your account, but following that there will be a fee.

Your card also offers Cell Phone Protection, the Luxury Hotels & Resorts Portfolio, a Personal Travel Advisor, and quite a few more shopping and travel benefits.

You get quite a lot from this card for no annual fee. One downside is there’s a 1% foreign transaction fee, so unless you’re traveling domestically you’ll probably want another travel credit card to go along with this one.