Discover it® Miles


For People with
Good Credit

The Discover it® Miles is a relatively new card offered by Discover. It comes with no annual fee, a decent APR, and generous rewards.

Cardholders will earn 1.5 miles per dollar for all purchases, and at the end of the year Discover will double the total miles earned. This effectively means you’ll be earning 3 miles per dollar for the first year, though you won’t have access to the miles until the end of the year.

Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.
Card Quick Facts

Card Quick Facts

  • Exclusive Double Miles Offer: At the end of your first year-when other Miles cards charge an annual fee-Discover doubles all the Miles you’ve earned.*
  • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR on purchases for 14 months-then a variable purchase APR applies, currently 11.74%–23.74%.
  • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
  • Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.*
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • Free overnight shipping of replacement cards to any U.S. street address at your request. And you’re never responsible for unauthorized purchases on your Discover card.*
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply Now.” See complete Discover it® Miles details.

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1.5 miles for every dollar spent on purchases
  • 100 miles equals $1.00 value
  • Miles never expire
  • Miles can be redeemed for any amount for cash or to credit travel purchases on your statement
  • $30 back each year for in-flight Wi-Fi purchases
  • Discover will double your miles after the first year of use
How to Redeem

Introductory Bonus

  • Double rewards on miles earned in your first year
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 11.99%–23.99% Variable
Intro Purchase APR 0% for 14 Months
Foreign Transaction Fee $0
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee $0 the first time; up to $37 after that
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 10.99% Variable for 14 Months
Regular Balance Transfer APR 11.99%–23.99% Variable
Balance Transfer Fee 3%
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 5%, Min; $10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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