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Discover it® Miles

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A straightforward option for earning miles on all of your purchases, the Discover it Miles nets you 1.5X miles per dollar no matter where you spend. With no annual fee (and Discover doubling your rewards for the first year) it provides a relatively inexpensive way for you to take home a decent return on your spending.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 13.49% - 24.49% Variable
Intro Balance Transfer APR: 10.99% for 14 months
Intro Purchase APR: 0% for 14 months

Discover it® Miles

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 1.5X miles per dollar spent on all purchases

INTRODUCTORY BONUS

Miles Match: Double miles earned during the first year, awarded at the end of the first year

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 10.99% for 14 months
Regular Balance Transfer APR 13.49% - 24.49% Variable
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee $0 the first time; up to $39 after that
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.49% Variable
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Discover it® Miles

Highlights

  • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases – with no annual fee.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
ABOUT THE ISSUER

Discover

Discover has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-587-1605 or

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The Discover it® Miles is a relatively new flat-rate card offered by Discover.

Cardholders will earn 1.5X miles per dollar for all purchases, and each point is worth 1 cent. That means you’ll be earning a cash back equivalent of 1.5% with this card.

You’ll also get the excellent Miles Match deal from Discover, which will double the total miles earned in your first year with the card. This effectively means you’ll be earning 3X miles per dollar for that first year, though you won’t have access to the extra miles until the end of the year.

The Discover it Miles has no annual fee and no foreign transaction fees.

Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.