Skip to content

Discover it® Miles

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 13.74%–24.74% Variable
Intro Balance Transfer APR: 10.99% for 14 months
Intro Purchase APR: 0% for 14 months

Discover it® Miles

Our rating
Good Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 1.5X miles per dollar spent on all purchases

INTRODUCTORY BONUS

Miles Match: Double miles earned during the first year, awarded at the end of the first year

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 10.99% for 14 months
Regular Balance Transfer APR 13.74%–24.74% Variable
Balance Transfer Fee 3% intro balance transfer fee (5% on later balance transfers)
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee $0 the first time; up to $39 after that
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.74% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Discover it® Miles

Highlights

  • Double Miles offer: Get double the miles in your first year; awarded at the end of the first year.
  • Unlimited 1.5X miles on every dollar you spend on purchases.
  • 0% intro APR on purchases for 14 months, then a variable purchase APR applies, currently 14.24%–25.24%.
  • Free FICO® Credit Score on statements, online & by mobile app, based on your TransUnion credit report.
  • 100% U.S.-based service.
  • Free overnight shipping of replacement cards to any U.S. street address at your request. And you’re never responsible for unauthorized purchases.
  • No foreign transaction fees.
  • No annual fee.
ABOUT THE ISSUER

Discover

Discover has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-587-1605 or

Try a different phone number
See all Issuer Cards

The Discover it® Miles is a relatively new flat-rate card offered by Discover.

Cardholders will earn 1.5X miles per dollar for all purchases, and each point is worth 1 cent. That means you’ll be earning a cash back equivalent of 1.5% with this card.

You’ll also get the excellent Miles Match deal from Discover, which will double the total miles earned in your first year with the card. This effectively means you’ll be earning 3X miles per dollar for that first year, though you won’t have access to the extra miles until the end of the year.

The Discover it Miles has no annual fee and no foreign transaction fees.

Discover now offers a free credit monitoring service to anyone, even if you’re not a cardholder.