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If you’re looking to repair or build credit, you’d be hard-pressed to find a more rewarding secured credit card than the Discover it Secured. You’ll earn 2% cash back on gas and dining, and for your first year, Discover will double what you earn.
The Discover it Secured Credit Card is one of the better secured cards on the market. This card reports to all three credit bureaus, so as long as you use it responsibly it can help you improve your credit.
You’ll get an excellent amount of cash back for a secured card, especially because Discover will double what you earn in your first year. There’s no annual fee, and you’ll be able to check your FICO Score 8 any time you’d like to see how you’re improving.
Cardholders get 2% cash back at restaurants and gas stations, on up to $1,000 in spending per quarter (then 1%). This may not seem like much, but it’s a good rate when it comes to secured cards, which are designed for people with poor or limited credit.