Discover it® Chrome


For People with
Good Credit

The Discover it Chrome is a great card for people with good credit. Differing only slightly from the Discover it®, the Discover it Chrome entitles card members to a 2% cash back option in restaurants and on gas, instead of the 5% cash back on rotating categories throughout the year.

Discover will also double the total amount of cash back you earn in your first year. This is a great deal for new cardholders. It includes the cash back you can earn in the Discover Deals shopping portal, so this is an opportunity to get some pretty big discounts.

You’ll also get 14 months at 0% interest with this card, for both purchases and balance transfers. If you have a large balance on another account that’s accruing interest, you can transfer it to this card and pay it off at no interest.

Card Quick Facts

Card Quick Facts

  • Double all the cash back you’ve earned at the end of your first year automatically – only for new cardmembers*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months-then a variable purchase APR applies, currently 11.99% – 23.99%. A 3% fee applies to each transferred balance.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
  • Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking “Apply.”

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2% Cash Back on Gas and Restaurants: Up to $1,000 each quarter
  • 1% Cash Back on all other purchases
  • Earn from 5-20% Cash Back when shopping through the ShopDiscover market
  • Discover will double your rewards after the first year of use
  • Rewards can be used directly at Amazon.com
How to Redeem

Introductory Bonus

  • Double all cash back rewards earned after 1 year of usage
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 11.99%–23.99% Variable
Intro Purchase APR 0% for 14 Months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee $0 the first time; up to $37 after that
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 14 Months
Regular Balance Transfer APR 11.99%–23.99% Variable
Balance Transfer Fee 3%
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 5%, Min: $10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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