Discover it® chrome
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The Discover it Chrome card is an easy way to earn some cash back on gas and at restaurants. It has a long introductory APR for purchases and balance transfers, and as an extra incentive, Discover will double the cash back you earn for your first year.
The information related to Discover it® chrome has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Highlights & Features
Rewards
- 2% cash back on up to $1,000 spent per quarter, then 1%, at
- Gas stations
- Restaurants
- 1% cash back on all other purchases
INTRODUCTORY BONUS
Cashback Match: Get double cash back for the first year, provided at the end of the first yearBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | See Terms for See Terms |
| Regular Balance Transfer APR | See Terms |
| Balance Transfer Fee | See Terms |
Fees
| Penalty APR | N/A |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | See Terms |
| Cash Advance Fee | See Terms |
ABOUT THE ISSUER
Discover
Discover has several card types depending on your needs.
The Discover it Chrome is a decent option for people with good credit, although it’s not as rewarding as many other cards.
It earns 2% cash back at restaurants and gas stations, on up to $1,000 in combined purchases per quarter (then 1%). And 1% cash back is earned for all other purchases.
Where most cards have an introductory bonus in the form of “spend a certain amount to get a certain reward,” Discover will instead double the total amount of cash back you earn in your first year, a great deal for new cardholders. The extra cash back will be awarded at the end of the first year.
You’ll also get See Terms at See Terms interest with this card, for both purchases and balance transfers. A regular rate of See Terms will follow that.
If you have a large balance on another account that’s accruing interest, you can transfer it to this card and get over a year to pay it off at no interest.
There is no annual fee for this card.
