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Discover it® chrome

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The Discover it Chrome card is an easy way to earn some cash back on gas and at restaurants. It has a long introductory APR for purchases and balance transfers, and as an extra incentive, Discover will double the cash back you earn for your first year.

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RUNNER UP Best 0% APR Credit Cards of January 2021 Best Balance Transfer Credit Cards of January 2021 Best Cash Back Credit Cards of January 2021
Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: See Terms
Intro Balance Transfer APR: See Terms for See Terms
Intro Purchase APR: See Terms for See Terms

Discover it® chrome

Our rating
Good Min. credit level
$0 Annual Fee
Read our Review

Highlights & Features

Rewards

Spending Rewards
  • 2% cash back on up to $1,000 spent per quarter, then 1%, at
    • Gas stations
    • Restaurants
  • 1% cash back on all other purchases
Introductory Bonus
  • Cashback Match: Get double cash back for the first year, provided at the end of the first year

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR See Terms for See Terms
Regular Balance Transfer APR See Terms
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Discover

Discover has several card types depending on your needs.

Speak to Customer Service

1-800-347-3085 or

Try a different phone number
See all Issuer Cards

The Discover it Chrome is a decent option for people with good credit, although it’s not as rewarding as many other cards.

It earns 2% cash back at restaurants and gas stations, on up to $1,000 in combined purchases per quarter (then 1%). And 1% cash back is earned for all other purchases.

Where most cards have an introductory bonus in the form of “spend a certain amount to get a certain reward,” Discover will instead double the total amount of cash back you earn in your first year, a great deal for new cardholders. The extra cash back will be awarded at the end of the first year.

You’ll also get See Terms at See Terms interest with this card, for both purchases and balance transfers. A regular rate of See Terms will follow that.

If you have a large balance on another account that’s accruing interest, you can transfer it to this card and get over a year to pay it off at no interest.

There is no annual fee for this card.