Discover it® chrome for Students

The Discover it® chrome for Students offers cash back rewards for students – 2% cash back at grocery stores and restaurants all year long, up to $1,000 each quarter.

Update June, 2015: Discover is offering a promotional offer to double the cash back earned after using one of their cards for 1 year. This offer is only available to new cardholders.

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  • Rewards
    • 2% Cash Back on Gas and Restaurants: Up to $1,000 each quarter
    • 1% Cash Back on all other purchases
    • Earn from 5-25% Cash Back when shopping through the ShopDiscover market
    • Rewards can be used directly at
  • Signup Bonus Double all cash back rewards earned after 1 year of usage
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee $0
  • Intro Balance Transfer APR 10.99%* for 6 Months
  • Regular Balance Transfer APR 12.99% – 21.99%* Variable
  • Cash Advance APR 24.99%* Variable
  • Penalty APR None
  • Late Fee $0 the first time; up to $35 after that
  • Returned Payment Fee Up to $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Account Management

  • Choose from a number of different designs to personalize your card
  • Pay your bill up until midnight the day it’s due: Online or by phone.
  • Temporarily Freeze Your Account: Freeze your account when you lose your card, and unfreeze it when you find it. Use the Freeze button on the Discover website or mobile app, or call customer service.
  • Card Replacement: Free overnight shipping in the U.S. if you need your card replaced.
  • Spend Analyzer Financial Tool: Use the Spend Analyzer tool to view your purchases by category and get insights into your spending habits.


  • $0 Fraud Liability Guarantee: Cardholders are not responsible for unauthorized purchases on this card.


  • Purchase Protection: Provides coverage for purchases against damage or theft, up to $500 per item.
  • Price Protection: If you find an item you bought being advertised for a lesser price within 90 days of purchase, you can be reimbursed for the difference.
  • Extended Product Warranty: Adds up to 1 year to a manufacturer’s warranty of 3 years or less.
  • Return Guarantee: Items can be returned even if the manufacturer won’t take them back, up to $500 and for up to 90 days after the date of purchase.
  • Cash At Checkout: When shopping at participating locations, you can get cash back immediately by charging an additional amount over your purchase.


  • Auto Rental Insurance: Covers rented vehicles against collision damage when the car rental company’s insurance is declined.
  • Flight Accident Insurance: You and your family are automatically covered on airline flights, up to $500,000.

Discover Benefits

  • This card comes with Discover benefits. You will be provided with a list of specific benefits when you get your card.

Visitor Reviews

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