Discover it® Chrome for Students


For People with
No Credit

The Discover it® Chrome for Students offers cash back rewards for students — 2% cash back at grocery stores and restaurants all year long, up to $1,000 each quarter.

Discover will also double the total amount of cash back you earn in your first year, which is a great bonus. And if you get a GPA of at least 3.0, you’ll get a $20 Good Grades Reward for up to 5 years.

You can check your FICO Score 8 for free at any time, based on your TransUnion credit report.

Discover is also known for having great customer support, so if you have any problems or questions they should be able to help. Overall it’s a very good option to help students improve their credit, offering rewards and favorable terms.

Card Quick Facts

Card Quick Facts

  • Double all the cash back you’ve earned at the end of your first year automatically – only for new cardmembers*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
  • Free FICO® Credit Score on statements, online & by mobile app.* 100% U.S.-based service any time. Text alerts when payment is due & a free mobile app to stay on top of your account.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking “Apply.”

For People with
No Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2% cash back on Gas and Restaurants: Up to $1,000 each quarter
  • 1% cash back on all other purchases
  • Earn from 5-50% Cash Back when shopping through the Discover Deals portal
How to Redeem

Introductory Bonus

  • Cashback Match: Double all cash back rewards earned in the first year of usage
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.24%–23.24% Variable
Intro Purchase APR 0% for 6 Months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee $0 the first time; up to $37 after that
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 10.99% for 6 Months
Regular Balance Transfer APR 14.24%–23.24% Variable
Balance Transfer Fee 3%
Cash Advances

Cash Advances

Cash Advance APR 26.24% Variable
Cash Advance Fee 5%, Min: $10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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