The Discover it® chrome for Students offers cash back rewards for students – 2% cash back at grocery stores and restaurants all year long, up to $1,000 each quarter.
Discover is currently offering a promotional offer to double the cash back earned after using one of their cards for 1 year. This offer is only available to new cardholders.
- Annual Fee $0
- Intro Purchase APR 0%* for 6 Months
- Regular Purchase APR 12.99% – 21.99%* Variable
- 2% Cash Back on Gas and Restaurants: Up to $1,000 each quarter
- 1% Cash Back on all other purchases
- Earn from 5-25% Cash Back when shopping through the ShopDiscover market
- Rewards can be used directly at Amazon.com
- Signup Bonus Double all cash back rewards earned after 1 year of usage
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee $0
- Intro Balance Transfer APR 10.99%* for 6 Months
- Regular Balance Transfer APR 12.99% – 21.99%* Variable
- Cash Advance APR 24.99%* Variable
- Penalty APR None
- Late Fee $0 the first time; up to $35 after that
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Choose from a number of different designs to personalize your card
- Pay your bill up until midnight the day it’s due: Online or by phone.
- Temporarily Freeze Your Account: Freeze your account when you lose your card, and unfreeze it when you find it. Use the Freeze button on the Discover website or mobile app, or call customer service.
- Card Replacement: Free overnight shipping in the U.S. if you need your card replaced.
- Spend Analyzer Financial Tool: Use the Spend Analyzer tool to view your purchases by category and get insights into your spending habits.
- $0 Fraud Liability Guarantee: Cardholders are not responsible for unauthorized purchases on this card.
- Purchase Protection: Provides coverage for purchases against damage or theft, up to $500 per item.
- Price Protection: If you find an item you bought being advertised for a lesser price within 90 days of purchase, you can be reimbursed for the difference.
- Extended Product Warranty: Adds up to 1 year to a manufacturer’s warranty of 3 years or less.
- Return Guarantee: Items can be returned even if the manufacturer won’t take them back, up to $500 and for up to 90 days after the date of purchase.
- Cash At Checkout: When shopping at participating locations, you can get cash back immediately by charging an additional amount over your purchase.
- Auto Rental Insurance: Covers rented vehicles against collision damage when the car rental company’s insurance is declined.
- Flight Accident Insurance: You and your family are automatically covered on airline flights, up to $500,000.
- This card comes with Discover benefits. You will be provided with a list of specific benefits when you get your card.
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