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Discover it® Student chrome

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Currently one of the best student card offers out there, the Discover it Chrome for Students helps young people establish credit while earning a little back. You’ll get 2% cash back on gas and at restaurants (which is doubled your first year), and Discover will even give you a statement credit for your good grades.

Our rating
Min. credit level: Limited Credit History
Annual Fee: $0
Regular APR: See Terms
Intro Balance Transfer APR: See Terms for See Terms
Intro Purchase APR: See Terms for See Terms

Discover it® Student chrome

Our rating
Limited Credit History Min. credit level
$0 Annual Fee
Read Our Review

Highlights & Features


Spending Rewards
  • 2% cash back, up to $1,000 spent per quarter (then 1%), at:
    • Gas stations
    • Restaurants
  • 1% cash back on all other purchases
Introductory Bonus
  • Cashback Match: Double all cash back rewards earned in the first year

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR See Terms for See Terms
Regular Balance Transfer APR See Terms
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card
Discover it® Student chrome


  • 2% cash back, up to $1,000 spent per quarter (then 1%), at Gas stations and Restaurants
  • 1% cash back on all other purchases
  • Cashback Match: Double all cash back rewards earned in the first year
  • No foreign transaction fee
  • No annual fee


Discover has several card types depending on your needs.

Speak to Customer Service

1-800-347-3085 or

Try a different phone number
See all Issuer Cards

The Discover it® Chrome for Students offers cash back rewards for students — 2% cash back at gas stations and restaurants, up to $1,000 each quarter (then 1%).

Discover will also double the total amount of cash back you earn in your first year, which is a great bonus. That will give you a 4% cash back equivalent on gas and dining until you hit the spending limit, and a 2% cash back equivalent for all other purchases.

Earn a GPA of at least 3.0, and you’ll get a $20 Good Grades statement credit every year for up to five years. You can check your FICO Score 8 for free at any time, based on your TransUnion credit report.

Discover is also known for having great customer support, so if you have any problems or questions they should be able to help. Overall it’s a pretty good option to help students improve their credit, offering rewards, favorable terms and no annual fee.

Insider tip

There’s another student card from Discover that’s more rewarding, the Discover it® Student Cash Back (Review). It offers 5% cash back in a selection of rotating categories, on up to $1,500 in spending per quarter, then 1% (activation required).

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