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Discover it® Business Card

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A simple way for small business owners to receive a little kickback, the Discover it Business Card offers 1.5% cash back on all purchases. It has a minimal benefits package, but as an added bonus, Discover will match the cash back you earn in your first year.

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: See Terms
Intro Purchase APR: See Terms for See Terms

Discover it® Business Card

Our rating
Good Min. credit level
$0 Annual Fee
Read our Review

Highlights & Features

Rewards

Spending Rewards
  • 1.5% cash back for every purchase
Introductory Bonus
  • Cashback Match: Get double the cash back in your first year (awarded after your first year)

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR See Terms
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Discover

Discover has several card types depending on your needs.

Speak to Customer Service

1-800-347-3085 or

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See all Issuer Cards

The Discover it Business Card is a simple cash back card for small business owners, offering a flat rate of 1.5% cash back for every purchase you make.

New cardholders will get double the cash back in their first year thanks to Discover’s Cashback Match. That means you’ll effectively be earning 3% cash back for every purchase in that first year. The extra cash back will be awarded after the end of your first year with the card.

Transactions can be downloaded to Quicken, Quickbooks, or Excel for easy expense tracking, and to simplify the process of separating business from personal expenses.

The Discover it Business Card has no annual fee, and no foreign transaction fees. There is no penalty APR if you pay late.