Discover it® Business Card
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A simple way for small business owners to receive a little kickback, the Discover it Business Card offers 1.5% cash back on all purchases. It has a minimal benefits package, but as an added bonus, Discover will match the cash back you earn in your first year.
Discover it® Business Card
Highlights & Features
Rewards
- 1.5% cash back for every purchase
INTRODUCTORY BONUS
Cashback Match: Get double the cash back in your first year (awarded after your first year)Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 14.49% - 22.49% Variable |
| Balance Transfer Fee | 5% |
Fees
| Penalty APR | N/A |
| Late Fee | None the first time; Up to $37 after that |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.49% Variable |
| Cash Advance Fee | N/A |
Discover it® Business Card
Highlights
- INTRO OFFER: Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.
- Earn 1.5% cash back on every dollar spent on all purchases.
- Redeem your cash back for any amount, any time. Your rewards never expire.
- Track business expenses. Download transactions easily into Quicken, QuickBooks, and Excel.
- Add up to 50 free employee cards.
- No annual fee.
- 100% U.S. based customer service. Talk to a real person at any time, day or night.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
ABOUT THE ISSUER
Discover
Discover has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Discover it Business Card is a simple cash back card for small business owners, offering a flat rate of 1.5% cash back for every purchase you make.
New cardholders will get double the cash back in their first year thanks to Discover’s Cashback Match. That means you’ll effectively be earning 3% cash back for every purchase in that first year. The extra cash back will be awarded after the end of your first year with the card.
Transactions can be downloaded to Quicken, Quickbooks, or Excel for easy expense tracking, and to simplify the process of separating business from personal expenses.
The Discover it Business Card has no annual fee, and no foreign transaction fees. There is no penalty APR if you pay late.
