Skip to content
RATING

Discover it® Business Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

A simple way for small business owners to receive a little kickback, the Discover it Business Card offers 1.5% cash back on all purchases. It has a minimal benefits package, but as an added bonus, Discover will match the cash back you earn in your first year.

Read Our Review
RUNNER UP Best 0% APR Credit Cards of August 2021 Best Business Credit Cards for Travel Best Business Credit Cards With No Annual Fees Best Business Credit Cards With No Foreign Transaction Fees Best Cash Back Business Credit Cards Best Cash Back Credit Cards of August 2021
Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: See Terms
Intro Purchase APR: See Terms for See Terms

Discover it® Business Card

Our rating
Good Min. credit level
$0 Annual Fee
Read Our Review

Highlights & Features

Rewards

Spending Rewards
  • 1.5% cash back for every purchase
Introductory Bonus
  • Cashback Match: Get double the cash back in your first year (awarded after your first year)

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR See Terms
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Discover

Discover has several card types depending on your needs.

Speak to Customer Service

1-800-347-3085 or

Try a different phone number
See all Issuer Cards

The Discover it Business Card is a simple cash back card for small business owners, offering a flat rate of 1.5% cash back for every purchase you make.

New cardholders will get double the cash back in their first year thanks to Discover’s Cashback Match. That means you’ll effectively be earning 3% cash back for every purchase in that first year. The extra cash back will be awarded after the end of your first year with the card.

Transactions can be downloaded to Quicken, Quickbooks, or Excel for easy expense tracking, and to simplify the process of separating business from personal expenses.

The Discover it Business Card has no annual fee, and no foreign transaction fees. There is no penalty APR if you pay late.

Scroll to top