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Discover it® Business Card

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 14.74%–22.74% Variable
Intro Purchase APR: 0% for 12 months

Discover it® Business Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 1.5% cash back for every purchase

INTRODUCTORY BONUS

Cashback Match: Get double the cash back in your first year (awarded after your first year)

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.74%–22.74% Variable
Balance Transfer Fee 5%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee None the first time; Up to $37 after that
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.74% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Discover it® Business Card

Highlights

  • 1.5% cash back for every purchase, with no limit
  • Cashback Match: Double all the cash back earned in your first year (awarded after your first year)
  • 0% intro APR for purchases for 12 months followed by a regular rate of 14.74%–22.74% Variable
  • Track business expenses by downloading into Quicken, Quickbooks, and Excel
  • Free Social Security number and account alerts
  • No penalty APR
  • No foreign transaction fees
  • No annual fee
ABOUT THE ISSUER

Discover

Discover has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-347-3085 or

Try a different phone number
See all Issuer Cards

The Discover it Business Card is a simple cash back card for small business owners, offering a flat rate of 1.5% cash back for every purchase you make.

New cardholders will get double the cash back in their first year thanks to Discover’s Cashback Match. That means you’ll effectively be earning 3% cash back for every purchase in that first year. The extra cash back will be awarded after the end of your first year with the card.

Transactions can be downloaded to Quicken, Quickbooks, or Excel for easy expense tracking, and to simplify the process of separating business from personal expenses.

The Discover it Business Card has no annual fee, and no foreign transaction fees. There is no penalty APR if you pay late.