The Discover it Business Card is a simple cash back card for small business owners, offering a flat rate of 1.5% cash back for every purchase you make.
New cardholders will get double the cash back in their first year thanks to Discover’s Cashback Match. That means you’ll effectively be earning 3% cash back for every purchase in that first year. The extra cash back will be awarded after the end of your first year with the card.
Transactions can be downloaded to Quicken, Quickbooks, or Excel for easy expense tracking, and to simplify the process of separating business from personal expenses.
Purchases are covered by Price Protection, which will refund the difference in price if you find an eligible item being sold for less than what you paid. But this perk is being discontinued on 10/31/18.
The Discover it Business Card has no annual fee, and no foreign transaction fees. There is no penalty APR if you pay late.