Discover it® Business Card
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A simple way for small business owners to receive a little kickback, the Discover it Business Card offers 1.5% cash back on all purchases. It has a minimal benefits package, but as an added bonus, Discover will match the cash back you earn in your first year.
Highlights & Features
Rewards
| Spending Rewards |
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| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | See Terms |
| Balance Transfer Fee | See Terms |
Fees
| Penalty APR | N/A |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | See Terms |
| Cash Advance Fee | See Terms |
ABOUT THE ISSUER
Discover
Discover has several card types depending on your needs.
The Discover it Business Card is a simple cash back card for small business owners, offering a flat rate of 1.5% cash back for every purchase you make.
New cardholders will get double the cash back in their first year thanks to Discover’s Cashback Match. That means you’ll effectively be earning 3% cash back for every purchase in that first year. The extra cash back will be awarded after the end of your first year with the card.
Transactions can be downloaded to Quicken, Quickbooks, or Excel for easy expense tracking, and to simplify the process of separating business from personal expenses.
The Discover it Business Card has no annual fee, and no foreign transaction fees. There is no penalty APR if you pay late.
