Skip to content

Diners Club Card Elite

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

For a very high annual fee, you’ll get rewards for general spending and a number of shopping- and travel-related features and protections. Diners Club is not accepting new applications for this card at this time.

Our rating
Min. credit level: Good
Annual Fee: $300
Regular APR: 14.99% Variable

Diners Club Card Elite

Our rating
Good Min. credit level
$300 Annual Fee

Highlights & Features


  • 3X points per dollar at:
    • Gas stations
    • Grocery stores
    • Drugstores
  • 1X point per dollar on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee $150
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99% Variable
Cash Advance Fee 4%, $4 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Zero Liability on Unauthorized Charges
  • Purchase Protection
  • Extended Warranty Protection
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • Roadside Assistance
  • Emergency Travel Assistance
  • Trip Interruption Insurance
  • Lost Luggage Reimbursement
  • Travel Accident Insurance
Diners Club Card Elite


  • 3X points per dollar on groceries, gas, and drugstore purchases
  • Diners Club Card Hotel & Resort Collection
  • Personal assistant
  • Airport lounge access
  • MasterRental Assistance
  • Purchase Assurance
  • Travel Accident Insurance
  • No foreign transaction fee
  • $300 annual fee

Diners Club International

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-234-6377 or

Try a different phone number
Insider tip

The Diners Club Card Elite is currently not available for new applicants, while Diners Club works to “improve the application process.” (This has been going on for some time now.)

The Diners Club Card Elite offers a slurry of benefits and potential rewards for a premium annual fee.

You’ll earn 3X Club Rewards points per dollar on gas, groceries, and drugstore purchases.

You’ll get a number of travel and shopping benefits including Extended Warranty Coverage, Travel Accident Insurance, Lost of Damaged Luggage Protection, and more. You can also take advantage of a personal assistant for dinner reservations, Identity Theft Assistance, and airport lounge access around the world.

Right now there’s no signup bonus or any clear indication of statement credit benefits, so you’ll have to decide if the high $300 annual fee is worth it or not.

Scroll to top