Diners Club Credit Card

The Diners Club Card offers some great perks, travel and shopping benefits, all with no annual fee.

Was this helpful?
Quick View

Quick View

  • Rewards
    • Earn 1 Club Rewards® point for every $2 spent on all purchases
  • Signup Bonus None
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR 13.15% (Variable)
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee Up to $29

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Personal Assistant: You can make reservations for dinner, golf, tennis or the spa.
  • Airport Lounge Access: Airport lounges around the world. Includes complimentary beverage service, flight information, newspapers, television, and business centers.
  • Car Rental Discounts: Discounts at rental companies: Avis and Budget.
  • Club Cash® Access: Get cash at millions of ATMs.
  • Global Acceptance

Account Management

  • Annual Statement Summary


  • Identity Theft Assistance: Help with identity theft issues.


  • Extended Warranty Protection: Eligible warranties can be extended by up to an additional year.
  • Purchase Protection: Provides coverage for purchases against damage or theft.


  • MasterAssist®: Provides help with emergencies, including legal and medical referrals.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Travel Accident Insurance: Get reimbursed up to if you or a family member gets in an accident while traveling.
  • RoadAssist Roadside Service: Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
  • Lost Luggage Reimbursement: If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement.
  • Baggage Delay Protection: If baggage is delayed for more than 3 hours, reimbursement is available for necessary items.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

Read More
Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More
Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

Read More