DCU Visa® Platinum
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This card offers a low APR for purchases, balance transfers, and cash advances. You won’t get much in terms of benefits or rewards, but you won’t pay an annual fee either.
Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 10.00%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 18% Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 10.00%–18.00% Variable |
| Cash Advance Fee | None |
DCU Visa® Platinum
Highlights
- APRs from 10.00%–18.00% Variable for purchases, balance transfers, and cash advances
- No balance transfer fees
- No foreign transaction fees
- No annual fee
ABOUT THE ISSUER
Digital Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe DCU Visa Platinum is a simple, low-rate card offering APRs as low as 10.00%–18.00% Variable for purchases, balance transfers, and cash advances.
There are no rewards, but there are also no fees: no balance transfer fee, no cash advance fee, no foreign transaction fee, and no annual fee.
