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DCU Visa® Platinum

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This card offers a low APR for purchases, balance transfers, and cash advances. You won’t get much in terms of benefits or rewards, but you won’t pay an annual fee either.

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 10.00%–18.00% Variable

DCU Visa® Platinum

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 10.00%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 18% Variable
Late Fee Up to $35
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 10.00%–18.00% Variable
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card

Card Benefits

SHOPPING
  • Extended Warranty Protection
TRAVEL
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • Travel Accident Insurance
DCU Visa® Platinum

Highlights

  • APRs from 10.00%–18.00% Variable for purchases, balance transfers, and cash advances
  • No balance transfer fees
  • No foreign transaction fees
  • No annual fee
ABOUT THE ISSUER

Digital Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-8797 or

Try a different phone number

The DCU Visa Platinum is a simple, low-rate card offering APRs as low as 10.00%–18.00% Variable for purchases, balance transfers, and cash advances.

Cardholders get benefits like Extended Warranties, Travel Accident Insurance, and an Auto Rental Collision Damage Waiver.

There are no rewards, but there are also no fees: no balance transfer fee, no cash advance fee, no foreign transaction fee, and no annual fee.