DCU Visa® Platinum
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
This card offers a low APR for purchases, balance transfers, and cash advances. You won’t get much in terms of benefits or rewards, but you won’t pay an annual fee either.
Highlights & Features
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 10.00%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 18% Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 10.00%–18.00% Variable |
| Cash Advance Fee | None |
DCU Visa® Platinum
Highlights
- APRs from 10.00%–18.00% Variable for purchases, balance transfers, and cash advances
- No balance transfer fees
- No foreign transaction fees
- No annual fee
ABOUT THE ISSUER
Digital Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe DCU Visa Platinum is a simple, low-rate card offering APRs as low as 10.00%–18.00% Variable for purchases, balance transfers, and cash advances.
There are no rewards, but there are also no fees: no balance transfer fee, no cash advance fee, no foreign transaction fee, and no annual fee.
