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This card offers a low APR for purchases, balance transfers, and cash advances. You won’t get much in terms of benefits or rewards, but you won’t pay an annual fee either.
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 10.00%–18.00% Variable |
Balance Transfer Fee | None |
Penalty APR | 18% Variable |
Late Fee | Up to $35 |
Returned Payment Fee | N/A |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 10.00%–18.00% Variable |
Cash Advance Fee | None |
You can usually pay your bill online on your
Credit card issuer's websiteThe DCU Visa Platinum is a simple, low-rate card offering APRs as low as 10.00%–18.00% Variable for purchases, balance transfers, and cash advances.
There are no rewards, but there are also no fees: no balance transfer fee, no cash advance fee, no foreign transaction fee, and no annual fee.