DCU Visa® Platinum
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Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | 10.75%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 18% Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 10.75%–18.00% Variable |
| Cash Advance Fee | None |
DCU Visa® Platinum
Highlights
- APRs from 10.75%–18.00% Variable for purchases, balance transfers, and cash advances
- No balance transfer fees
- No foreign transaction fees
- No annual fee
ABOUT THE ISSUER
Digital Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe DCU Visa Platinum is a simple, low-rate card offering APRs as low as 10.75%–18.00% Variable for purchases, balance transfers, and cash advances.
Cardholders get benefits like Extended Warranties, Travel Accident Insurance, and an Auto Rental Collision Damage Waiver.
There are no rewards, but there are also no fees: no balance transfer fee, no cash advance fee, no foreign transaction fee, and no annual fee.
