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DCU Visa® Platinum Secured Credit Card

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Our rating
Min. credit level: Bad
Annual Fee: $0
Regular APR: 13.75% Variable

DCU Visa® Platinum Secured Credit Card

Our rating
Bad Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 13.75% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR 18.00%
Late Fee Up to $35
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 13.75% Variable
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
DCU Visa® Platinum Secured Credit Card


  • Extended Warranty
  • Travel Insurance
  • Build credit with this card and graduate to a better one
  • No cash advance fee
  • No annual fee

Digital Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-8797 or

Try a different phone number

The DCU Visa® Platinum Secured Credit Card is offered by Digital Federal Credit Union in Massachusetts and New Hampshire, and can help establish or improve your credit history.

A decent option for people with poor credit, this card offers shopping and travel benefits, lenient penalties, and very few fees.

This card has no annual fee.

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