Skip to content

DCU Visa® Platinum Secured Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Bad
Annual Fee: $0
Regular APR: 13.75% Variable

DCU Visa® Platinum Secured Credit Card

Our rating
Bad Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 13.75% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 18.00%
Late Fee Up to $35
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 13.75% Variable
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
DCU Visa® Platinum Secured Credit Card

Highlights

  • Extended Warranty
  • Travel Insurance
  • Build credit with this card and graduate to a better one
  • No cash advance fee
  • No annual fee
ABOUT THE ISSUER

Digital Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-8797 or

Try a different phone number

The DCU Visa® Platinum Secured Credit Card is offered by Digital Federal Credit Union in Massachusetts and New Hampshire, and can help establish or improve your credit history.

A decent option for people with poor credit, this card offers shopping and travel benefits, lenient penalties, and very few fees.

This card has no annual fee.