DCU Visa® Platinum Rewards
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The only things really worth mentioning about this DCU Visa rewards card are the lack of fees and relatively low APR rates. Aside from that, you’ll earn 1X point per dollar on all purchases and get basic Visa benefits like zero liability and some travel protections.
Highlights & Features
Rewards
- 1X point per dollar spent on all purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 13.50%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 18.00% Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 13.50%–18.00% Variable |
| Cash Advance Fee | None |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
TRAVEL
- Auto Rental Insurance
- Roadside Assistance
DCU Visa® Platinum Rewards
Highlights
- 1X rewards point per dollar spent for all purchases
- APRs of 13.50%–18.00% Variable for purchases, balance transfers, and cash advances
- No balance transfer fees
- No foreign transaction fees
- No annual fee
ABOUT THE ISSUER
Digital Federal Credit Union
Manage your Account & Pay your Bill
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Credit card issuer's websiteThe DCU Visa Platinum Rewards card is a mediocre reward card, only offering 1X point per dollar spent on every purchase.
The low APRs are probably this card’s best features: just 13.50%–18.00% Variable for purchases, balance transfers, and cash advances. You’ll also have access to Visa® purchase and travel protections.
The DCU Visa Platinum Rewards is exceptional for its lack of fees: There are no balance transfer fees, cash advance fees, or foreign transaction fees, and no annual fee.
