Skip to content

DCU Visa® Platinum Rewards

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 13.50%–18.00% Variable

DCU Visa® Platinum Rewards

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 1X point per dollar spent on all purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 13.50%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 18.00% Variable
Late Fee Up to $35
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 13.50%–18.00% Variable
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
DCU Visa® Platinum Rewards

Highlights

  • 1X rewards point per dollar spent for all purchases
  • APRs of 13.50%–18.00% Variable for purchases, balance transfers, and cash advances
  • No balance transfer fees
  • No foreign transaction fees
  • No annual fee
ABOUT THE ISSUER

Digital Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-8797 or

Try a different phone number

The DCU Visa Platinum Rewards card is a mediocre reward card, only offering 1X point per dollar spent on every purchase.

The low APRs are probably this card’s best features: just 13.50%–18.00% Variable for purchases, balance transfers, and cash advances.

You’ll also get benefits like Travel Accident Insurance and Extended Warranties.

The DCU Visa Platinum Rewards is exceptional for its lack of fees: there are no balance transfer fees, cash advance fees, or foreign transaction fees, and no annual fee.