Deserve Pro Mastercard


For People with
Fair Credit

REVIEWS

Reviews

The Deserve Pro Mastercard is pretty simple, offering up to 3% cash back for certain purchases. It has no foreign transaction fee, and your first late payment will be waived if necessary.

This card offers a credit limit of up to $10,000, and comes with basic shopping and travel protections.

When applying for the Deserve credit cards, they will consider not only your credit history but also education, current financial health, future employability, and earnings potential. This gives people with poor credit or thin credit files a better chance of approval.

Take note that Deserve will need to connect to your bank account to verify your balance. If you have privacy or security concerns this might worry you, but it seems logical because Deserve bases its decision on more than just an applicant’s credit history.
Card Quick Facts

Card Quick Facts

  • More cash back on the things you enjoy the most: 3% on travel/entertainment, 2% on restaurants & 1% on all other purchases
  • No annual fee
  • Credit limit up to $10,000
  • No foreign transaction fees
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
  • Refer a Friend and get a $30 statement credit. Refer 10 friends and get a $200 bonus for a total of $500 in statement credits

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3% cash back on Travel and Entertainment
  • 2% cash back at Restaurants
  • 1% cash back on all other purchases
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 18.49%–25.49% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit $10,000
Free Credit Score No
Penalty APR None
Late Fee Up to $25
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Late Payment Waiver

    Your first late payment will be waived as a courtesy.

  • Refer Friends for Statement Credits

    Refer a friend to get a Deserve credit card and receive a $30 statement credit for every approval. If you refer 10 friends you’ll get a $200 bonus, for a total of $500 in statement credits.

  • Lemonade Insurance Rebate

    Pay 3 consecutive payments of Lemonade Insurance with your Deserve card to get a one-time $10 statement credit.

  • Feather Furniture Rental Discount

    Pay with your Deserve card and use code DESERVE100 to get $100 off your first month’s rental with Feather furniture rentals.

  • Fraud Protection

    You are not held responsible for unauthorized transactions on your card.

  • ID Theft Protection

    Provides access to identity theft resolution services if your identity is compromised.

  • Extended Warranty

    Doubles the manufacturer’s warranty up to a maximum of 12 months for eligible items.

  • Price Protection

    If you find an item you bought with the card being advertised for a lesser price within 60 days after purchase, you can be reimbursed for the price difference.

  • Cell Phone Insurance

    Pay your cell phone bill with your Deserve card to get $600 in coverage against damage and theft.

  • Travel Assistance Services

    Provides emergency assistance when you’re traveling more than 50 miles from home.

  • Roadside Assistance

    If you have a problem on the road, call 1-800-Mastercard to get help. May save money with pre-negotiated fees.

  • Car Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

Visitor Reviews

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Average rating:  
 1 reviews
by Oliver Johnson
Must have card

This Deserve Pro is very good card and very competitive with other major credit cards. I recommended to apply for it if you like the 3% cash back from travel and entertainment and enjoy the perk that are offered.

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