Deserve Pro Mastercard
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The Deserve Pro Mastercard is currently available by invite only, although you can request an invite. When applying, Deserve will consider not only the typical credit factors but also your education and future employability, among other criteria, giving you a better shot at approval.
Deserve Pro Mastercard
- No SSN required for International students or professionals. Available to L1, O1, and H1B visa holders.
- Priority Pass™ Select Membership (valued at $99), after you make $1,000 of purchases with your new Deserve Pro Mastercard within the first 90 days after activation.
- 3% cash back on travel & entertainment; 2% cash back on restaurants; 1% unlimited cash back on all other purchases.
- Credit limits up to $10,000.
- $0 annual fee & no foreign transaction fees.
- No security deposit or co-signer required.
- Helps students and professionals build credit history and gain financial independence.
- Use anywhere in the world where Mastercard is accepted.
- Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection.
- Complimentary cellphone insurance up to $600.
The Deserve Pro Mastercard is an interesting card, offering up to 3% cash back for certain purchases. It has no annual fee, no foreign transaction fee, and your first late payment fee will be waived if necessary.
Cardholders earn 3% cash back on travel and entertainment, 2% back at restaurants, and 1% back for all other purchases.
This card has a unique introductory bonus, offering a Complimentary one-year Priority Pass Select membership for spending $1,000 in the first 90 days ($27 lounge entry fee per person). This provides airport lounge access at hundreds of lounges around the world, although you’ll need to pay a $27 fee per visit for you and each guest. You must use your Deserve card as the primary payment method for Priority Pass charges, and your card must be on file with Priority Pass and in good standing at the time of lounge visit.
The Deserve Pro offers a credit limit of up to $10,000, and comes with basic shopping and travel protections. It also has a few other interesting benefits which are rarely seen on credit cards, like rebates at Lemonade Insurance, Feather Furniture rentals, and Mint Mobile.
When applying for Deserve credit cards, Deserve will consider not only your credit history but also your education, current financial health, future employability, and earnings potential. This gives people with poor credit or thin credit files a better chance of approval.
Take note that Deserve will need to connect to your bank account to verify your balance. If you have privacy or security concerns this might worry you, but it seems logical because Deserve bases its decision on more than just an applicant’s credit history.