The Deserve Pro credit card is pretty simple, offering up to 3% cash back for certain purchases. It has no foreign transaction fee, and your first late payment will be waived if necessary.
This card offers a credit limit of up to $10,000, and comes with basic shopping and travel protections.
When applying for the Deserve credit cards, they will consider not only your credit history but also education, current financial health, future employability, and earnings potential. This gives people with poor credit or thin credit files a better chance of approval.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 17.49–24.49% Variable
- 3% cash back on Travel and Entertainment
- 2% cash back at Restaurants
- 1% cash back on all other purchases
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR N/A
- Cash Advance APR N/A
- Penalty APR See Terms
- Late Fee Up to $25
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Late Payment Waiver
Your first late payment will be waived as a courtesy.
Refer Friends for Statement Credits
Refer a friend to get a Deserve credit card and receive a $30 statement credit for every approval. If you refer 10 friends you’ll get a $200 bonus, for a total of $500 in statement credits.
Lemonade Insurance Rebate
Pay 3 consecutive payments of Lemonade Insurance with your Deserve card to get a one-time $10 statement credit.
Feather Furniture Rental Discount
Pay with your Deserve card and use code DESERVE100 to get $100 off your first month’s rental with Feather furniture rentals.
You are not held responsible for unauthorized transactions on your card.
ID Theft Protection
Provides access to identity theft resolution services if your identity is compromised.
Doubles the manufacturer’s warranty up to a maximum of 12 months for eligible items.
If you find an item you bought with the card being advertised for a lesser price within 60 days after purchase, you can be reimbursed for the price difference.
Cell Phone Insurance
Pay your cell phone bill with your Deserve card to get $600 in coverage against damage and theft.
Travel Assistance Services
Provides emergency assistance when you’re traveling more than 50 miles from home.
If you have a problem on the road, call 1-800-Mastercard to get help. May save money with pre-negotiated fees.
Car Rental Collision Damage Waiver
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
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