Deserve Pro Mastercard

The Deserve Pro Mastercard is an interesting card, offering up to 3% cash back for certain purchases. It has no annual fee, no foreign transaction fee, and your first late payment fee will be waived if necessary.

Cardholders earn 3% cash back on travel and entertainment, 2% back at restaurants, and 1% back for all other purchases.

This card has a unique introductory bonus, offering a complimentary one-year membership to Priority Pass Select for spending $1,000 in the first 90 days after account opening. This provides airport lounge access at hundreds of lounges around the world, although you’ll need to pay a $27 fee per visit for you and each guest. You must use your Deserve card as the primary payment method for Priority Pass charges, and your card must be on file with Priority Pass and in good standing at the time of lounge visit.

The Deserve Pro offers a credit limit of up to $10,000, and comes with basic shopping and travel protections. It also has a few other interesting benefits which are rarely seen on credit cards, like rebates at Lemonade Insurance, Feather Furniture rentals, and Mint Mobile.

When applying for Deserve credit cards, Deserve will consider not only your credit history but also your education, current financial health, future employability, and earnings potential. This gives people with poor credit or thin credit files a better chance of approval.

Take note that Deserve will need to connect to your bank account to verify your balance. If you have privacy or security concerns this might worry you, but it seems logical because Deserve bases its decision on more than just an applicant’s credit history.
Card Quick Facts

Card Quick Facts

  • No SSN required for International students or professionals. Available to L1, O1, and H1B visa holders.
  • Priority Pass™ Select Membership (valued at $99), after you make $1,000 of purchases with your new Deserve Pro Mastercard within the first 90 days after activation.
  • 3% cash back on travel & entertainment; 2% cash back on restaurants; 1% unlimited cash back on all other purchases.
  • Credit limits up to $10,000.
  • $0 annual fee & no foreign transaction fees.
  • No security deposit or co-signer required.
  • Helps students and professionals build credit history and gain financial independence.
  • Use anywhere in the world where Mastercard is accepted.
  • Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection.
  • Complimentary cellphone insurance up to $600.

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Card Details



  • 3% cash back on:
    • Travel
    • Entertainment
  • 2% cash back at Restaurants
  • 1% cash back on all other purchases
How to Redeem

Introductory Bonus

  • Complimentary one-year Priority Pass Select membership for spending $1,000 in the first 90 days ($27 lounge entry fee per person)
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 18.49%–25.49% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit $10,000
Free Credit Score No
Penalty APR None
Late Fee Up to $25; first fee waived
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Refer Friends for Statement Credits

    Refer a friend to get a Deserve credit card and receive a $30 statement credit for every approval. If you refer 10 friends you’ll get a $200 bonus, for a total of $500 in statement credits.

  • Lemonade Insurance Rebate

    Pay 3 consecutive payments of Lemonade Insurance with your Deserve card to get a one-time $10 statement credit.

  • Feather Furniture Rental Discount

    Pay with your Deserve card and use code DESERVE100 to get $100 off your first month’s rental with Feather furniture rentals.

  • Mint Mobile Wireless Rebate

    Get a $45 statement credit if you use your card to sign up and pay for any Mint Mobile wireless plan through November 28, 2019.

  • Fraud Protection

    You are not held responsible for unauthorized transactions on your card.

  • ID Theft Protection

    Provides access to identity theft resolution services if your identity is compromised.

  • Extended Warranty

    Doubles the manufacturer’s warranty, up to a maximum of 12 additional months for eligible items.

  • Price Protection

    If you find an item you bought with the card being advertised for a lesser price within 60 days after purchase, you can be reimbursed for the price difference.

  • Cell Phone Insurance

    Pay your cell phone bill with your Deserve card to get $600 in coverage against damage and theft.

  • Travel Assistance Services

    Provides emergency assistance when you’re traveling more than 50 miles from home.

  • Roadside Assistance

    If you have a problem on the road, call 1-800-MASTERCARD to get help. May save money with pre-negotiated fees.

  • Car Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

Visitor Reviews

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Average rating:  
 1 reviews
by Oliver Johnson
Must have card

This Deserve Pro is very good card and very competitive with other major credit cards. I recommended to apply for it if you like the 3% cash back from travel and entertainment and enjoy the perk that are offered.

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