Deserve Edu Mastercard
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Highlights & Features
Rewards
- 1% cash back on all purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | None |
| Balance Transfer Fee | None |
Fees
| Penalty APR | None |
| Late Fee | Up to $25; first fee waived |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
- Cash Advance APR: None
- Cash Advance Fee: None
ABOUT THE ISSUER
Deserve
Deserve has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-800-316-7258
Deserve Edu Mastercard
Highlights
- No SSN required for International students. Available to students (enrollment verification is required)
- Amazon Prime Student Membership (get reimbursed for subscription fees up to a lifetime total of $59)
- 1% unlimited cash back on all purchases
- Credit limits up to $5,000
- $0 annual fee & no foreign transaction fees
- No security deposit or co-signer required
- Helps students build credit history and gain financial independence
- Use anywhere in the world where Mastercard is accepted
- Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection
- Complimentary cellphone insurance up to $600
The Deserve Edu credit card is available for college students with limited or no credit, both native to the U.S. and international.
You’ll only get 1% cash back for purchases, but you’ll also get one free year of Amazon Prime Student. There’s no fee for foreign transactions, and you’ll get a waiver for your first late payment if necessary.
Some cardholders may be given an offer of a one-year membership to Priority Pass Select for spending $1,000 within 120 days of receiving the offer. This provides airport lounge access at hundreds of lounges around the world, although you’ll need to pay a $27 fee per visit for you and each guest. You must use your Deserve card as the primary payment method for Priority Pass charges, and your card must be on file with Priority Pass and in good standing at the time of lounge visit.
You don’t need an SSN to apply for this card, and no security deposit is required. International students will need their student visa, passport ID, school document (e.g. I-20 or DS 2019), and proof of a U.S. bank account balance.
When applying for the Deserve credit cards, Deserve will consider not only your credit history but also education, current financial health, future employability, and earnings potential. This gives people with poor credit or thin credit files a better chance of approval.
